I am going threw a very financial difficult time I can't get a loan what should I do?

I have bills and problems pouring in from top to bottom, left and right, I feel frustrated, angry, wanting to give up, I have' nt even bought Christmas gifts for my 4 angels (children). I don't know what to do; my family does'nt help. Please give me any advice.

well you may have to cut extra expenses but just payoff the most outstanding debt first. Most of the time you dont have to pay the whole thing, you tell them HEY THIS IS ALL I HAVE, let them take and make sure they right you a paid in full commissary note to show you paid it, hope it all work out

I think that the main focus is to get out of debt. If you worry so much about buying Christmas presents than by next year you will be in a much deeper hole.

Work as much as possible, and pay on your bills. Let your family know your situation and maybe they will buy gifts for the kids.

I would not get a loan, credit cards. It is better to not have any chains. Income tax time is around the corner. That should aid in getting out of debt and catching up on your bills.

Check with the department of social services in your city or town. There are lots of agencies to help out families, especially one with four children. Check with your local churches for referrals. There are also lots of groups that can help out with Christmas gifts for the kids. It just takes a little time and legwork, but help is available. Best of luck to you, and keep the faith.

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