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Victoria's secret angel credit card? |
does anyone know if it has hidden fees...the pros and cons, thanks. i was thinking of getting it Don't get a credit card. You don't need it. Before you know it, you're in debt and having a difficult time paying it off. Interest rates on credit cards are pretty high, so unless you can pay it off right away, it's not worth it, otherwise you'd be paying for interest and what you owe. Spend your money wisely. I don't think it has hidden fees, but - there is a finance charge on it just like any other credit card...My friend just got one, and she totally overspent, and has now maxxed it out!!!! The card itself is really cute lol its pink and sparkly - but I would say no cuz it could cause you to overspend and charge a ton of things that you like but dont necessarily need - and you'll end up paying more for them in the long run unless you use it to purchase things and pay them off quickly...but it would be nice if you wanted to buy a little thing here and there...but I would say no, don't get one. Just use the money and cash you have on hand =) ...Good luck! I agree with the two ladies above...Plus Victoria's Secrets is way over rated The interest rate on this card is very very high like 20% and u cant transfer the balance to other cards. So if you carry large amount of balance, it will kill you. But If u can pay off your CC in full. This is a good deal with some nice perks. You will get six coupons up front for six months (one for each month), like free panties, $15 off Very Sexy bra or $24.50 for any Angel bra etc. You will also get a $10 birthday card during the month of your birthday every year. Its just like a gift card. And then you get one point for each dollar you spend with your angel card. For every 250 points you get a $10 reward card. And the card is cute. :) If you pay off the balance each month, there is no hidden charge. You only pay for what you spend at VS. But if you carry balance, it is really realy not worth it. I recommend applying for a credit card from a major issuer like Chase. They have no annual fee and low apr depending on your credit history. You can also earn rewards like cash back on some of their cards. |
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