Localfund.com - All about Fund and Investment
*Home>>>Bond Investment

Which is the best investment for a 3 month 10,000 investment?


CDs, Corporate Bonds, Stocks, Index Funds, Money Market. Each of these I am concidering. Which one would you recommend and why? If possible, please state any risks associated with it as well.

If you're talking 3 months, I'd go with the CD or a Money Market because right now the market is in a bit of a downturn. I'd really stick with the CD b/c the rate would be held for that 3 months, while the money market could, and probably will go down, especially if the fed drops rates. Bonds, Stocks, and Indexes are all based off of the market and while I would recommend them over the long haul....I wouldn't touch them over the short haul because there is a greater chance of loss, especially if the market continues it's topsy, turvy go. Good Luck.

For 3 months? Go with t-bills. I admit the rate currently is very poor but for 3 months, it is still probably your best bet.

well i recently invested the same amt of money but over 5 months and i invested it in a CD with what should be a return of +500 USD$...my bank had a 4.9% intrest rate...i invested in Montecello Bank in Florida, with a limited amount of time it seems that you wont make much money but the best bet is a CD
hope this helps

For 3 months, I would go day trading but make sure you withdraw before the dividend date.

However, you might be having trouble because of the recession.

I would recommend a money market account. Any time you are investing for such a short time horizon, you'll want to stay in "cash".

The reason I'd go with the money market account is that you'll get check writing privilages so you can use just he portion of the $10,000 that you need and the rest can continue to gain interest.

T_Bills!
Flip That! Go Big or Go Home.
with 10Gs buy something like TNH or SPWR. Something that is riding a wave and isnt going to come down for a while.
you could also short sell (Read - CROX) and use your cash as collateral.
Also Short Selling Anything Mentioned on Stock Lemon is a good idea. They have to have something like 90% accuracy.
Risks? how much risks are there really with 10K? I mean comon, really.
you can make that in 2 weeks lending Yen to the Austrailians.

UFBDIRECT.COM is a free savings account online that pays 5.12% APY with no fees or minimums. I have been an account holder for 5 months and everything seems fine and the interest rate is tops.

Or there is Etrade and it is FDIC insured up to $100,000. Open an account and they deposit $25 into your account within 30 days. There are no minimums and no fees either. Pretty easy money and top tier rate. I opened one last week after my wife did 4 months ago.
https://us.etrade.com/e/t/jumppage/viewj...

These rates are better than any CD out there and the account does not have any restrictions on them.

For just three months, a CD is the only way to go.

Tags
  Business Investment   Business financing   Business Invest   Business Debt   Bond Investment   Angel Funds   Alternative Investment
Related information
  • Investment?

    you can invest as much money as you want. Buy and hold approach rests upon the assumption of in the long run; five or more years, stock prices will increase. One hundred years of stock market...

  • Anyone started/planning on starting an investment business?

    Of course you can. Any group of people can pool their money together and invest it any way they see fit. It is generally called an investment club. Your group would still need a brokerage house bec...

  • How to classify these things on a balance sheet? Bond sinking fund, & unamortized discount on bonds payable?

    they will all be on current asset because capital/funds can be generate through these factors

    ...
  • Something about investment?

    Here is my secret for investing. First you must have three pools of money. The first is for your regular day to day income/expenditure ie. a current account and you should keep sufficient in it not...

  • How do investment banks make their money?

    Most comes from fees or margins (find someone selling something for $10, and another that wants to buy it for $15 and then buy and sell at the same time and make $5). They make some money from t...

  • What financial investment guarantees me the best return as of date (with the least risk)? Where can I get it?

    Before you do anything, remember this basic rule of investing: the greater the return, the greater the risk. Always invest in your risk comfort zone.

    ...
  • How do I adjust my investment portfolio if experts are predicting a recession?

    The most important thing is to have a good, diversified asset allocation plan and to rebalance it at least on a yearly basis. Having a diversity of assets spreads the risk. Rebalancing forces you t...

  • Stock/Bond Question #2?

    Use the capital asset pricing model (CAPM) to answer these questions: E(R) = Rf + B(Rm - Rf) E(R) is the expected return of a stock, or "what should this stock return this year?" R...

  •  

    Categories--Copyright/IP Policy--Contact Webmaster