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Are these good investment elections for my 401(k)?


I'm a 22 year old that's been involved with my company's 401(k) plan for about a year now. Our plan has the following offerings:

-Laudus International MarketMasters (Foreign Large-Cap Growth)
-Gartmore Morely Stable Value Fund (Stable Value)
-FPA Crescent Portfolio (Balanced Moderate Allocation fund)
-Vanguard 500 (Index fund)
-Sound Shore (Large-cap Value fund)
-Calamos Growth A fund (Mid-Cap Growth fund)
-PIMCO Real Return D (Gov't Bond fund)
-Victory Diversified Stock A (Large-Cap Blend/Growth fund)

The investments and percentages I have are as follows:
Calamos Growth A (Mid-cap growth): 25%
FPA Crescent Portfolio (Balanced): 20%
Vanguard 500 (Index): 20%
Laudus Int'l MarketMasters (Int'l Growth): 20%
Sound Shore (Large-cap Value): 15%

I've tried to stay away from the funds rated 3 starts or lower by Morningstar. Is 3 stars average, or borderline bad? Are these good elections and appropriate percentages for a person my age? If not, how should I change them?

Having no Pimco & no Gartmore are the keys at your age. With market high allocation is ok as is.

The Vanguard and PIMCO are good but I've not much experience with the others. You should feel comfortable about what portion you give these two though.

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