What is the best investment for my 4 year olds money I have saved?

I have a four year old daughter and I am trying to save her some money for the future. I'm not sure what the best investment is that I can purchase for her. If you know of any please let me know. For better knowledge I have only been investing approx. $200.00 every couple of months. I know its not alot but it's better than nothing. I have already purchased her a savings bond and she has several different stocks in my name. Please help with any info you may have. Thank You.

cd's

A bank CD

GOLD...

You can get Roth accounts that allow you to save money for a child for college.

We have been contributing money to our 6 year old son's 529 plan since he was born. It adds up, and it is worthwhile, since it is earmarked for college use.

We also have a savings account which we are planning to divide. We will leave some of it in there; the rest will be put into a good paying Certificate of Deposit temporarily.

Other than that, I am really hesitant to "play" with the money (like stocks) at this point with all that is going on in the world.

Good luck!

No no no, go with a high-yield dividend stock, like MO or MSFT. Something that will increase in value as well as reinvest the dividends...adding a few hundred bucks every coupla months will secure her thousands of dollars when she is 18. THOUSANDS. Close to a hundred thou, likely. a CD won't do much more than let your money swell slightly while gathering dust. Gold is a good one too.

Your daughter is young and she is 4 years old. Therefore, go learn about high growth, high yield investments; educate yourself until you are confident enough to limit your risks. Afterwards, invest in those high growth, high yield investments.

It all depends. If you are saving this for college, opening a 529 College savings plan is by far the best option. I have one with Fidelity and Upromise.com also has a good 1. They invest it in mutual funds with the risk based on your child's colledge start date in mind. You can deduct the contributions from your taxes and there is no tax on the gains or on withdrawals as long as they are used for tuition or books. And, if they don't use it all, they can pass it on to a sibling or their kids.

I have done exactly this for my 1 and 3 year olds and have automatic contributions of $150 apiece taken directly out of my checking account each month. How painless :)

RESP, resisted education saving plan

you could try county bonds, they pay about 13% and with no tax its worth about 20% annually.

I suggest ETFs.

Why not invest it in the property?

A savings account. She can watch the interest compound and take a little out any time she wants or add to it. It would be a valuable tool to teach her how to handle money and see how compound interest can make her money grow. Later she can add part or all of it to a CD and maybe diversify into a mutual fund or stock or bond.

Open a Roth IRA in your name. This allows you to save for education or even a downpayment on a house for her. With a Roth, you can withdrawal the money with no penalty after 5 years to pay for a first home purchase or education expenses. If you put the money into a 529 Plan and she decides not to go to school (or gets a scholarship) you pay a penalty for non-education use. If you use the Roth, you have more flexibility and you can always fall back on the fact that you are saving for you own retirement if she doens't need the money.