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Best investment? |
Which would be the best investments: Sometimes its hard to compare funds when you don't get a proper " symbol" from the plan provider...and also no one knows how old you are... ( makes a big diff)...but I'll just assume that you are youngish...and this is your first time into a 401 plan ( and you're bewildered by all this stuff that is new to you !! ) How long do you want to invest? The answer to this question really depends on your risk tolerance, as well as the contents of the rest of your portfolio. Morningstar.com is a great free resource on mutual fund information. Make sure to research the fund fees and expenses, as the various share classes have different fee structures that can legally be up to 8.5%, though most are not that high. Depending on your time horizon and the amount of money to invest, you may want to change your choice of share class, or put it in all one fund family in order to qualify for breakpoints in the fund expenses. If this is a self-directed account (I.E not a 401-k), you may be able to work with a financial advisor _for free_ in order to help you make the most of your choices. Advisors are generally compensated by the fees that are built-in to the funds. Hope this helps! Only you can really answer that since only you know your criteria. get morningstar and pick a couple that have 4 or 5 stars |
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the way i read the tax law you should be able to -== if i am wrong i know you can but it in a regular or roth ira or both!!! ...Muni is good investment for people in high tax bracket. Muni is exempt from federal and local tax (the muni has to be issued by your local muni). Therefore the interest is totally tax free.... Much of the subprime mess relates to variable rate mortgages that lots of people are barely able to pay. If interest rates werre to go up, millions of these mortgages would adjust up and many more... you can take out any dividends the fund earns with no problem. to get cash out other than that you can SELL some or all of your shares, or if you have a margin account the brokerage house may LOAN ... As you have posted this in the UK Taxes section, I assume you desire an answer based on UK law rather than US law. i will do my best to oblige. My first question is whether you are free to cash... I-bonds are issued by the US government and guarantee a fixed rate of return above inflation. Currently, I-bonds guarantee 1.4% above inflation (see source below). The current rate of inflation f... You can open an IRA account if you earn wages. Up to $4000, but the account is for retirement and you do not have access to the funds without a penalty until age 59 1/2. The safest and shorte... You should invest in a diversified mix of stocks, bonds, and money market funds. You want to buy a diversified portfolio of stocks as individual stocks are too risky. Most folks have a dificult ti... |
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