Can a person be too diversified in their investment portfolio?

If a person has several different kinds of investments like stocks, bonds, mutual funds, Roth IRA's and savings makes me wonder if my money is too widespread.

A good mutual fund company should be able to provide you with any mutual funds that you need. If there are areas they do not cover well, consider an ETF in your brokerage account. The company for your taxable brokerage accounts should be able to handle IRAs. You are stuck with whoever your employer chooses for a 401k.

Also make sure that you are investing in different things in your portfolio. For example if you have Microsoft and Exxon stock and a Dow Jones index fund, you are very concentrated in domestic large caps.

As far as banking there is an advantage to splitting money if you have over 100K in FDIC insured deposits.

You can use a tool like yodlee to track everything in one place.

it really depends on your priorities........
if you are young, it is usually better to have a large portion of you money in stocks....if you are old, more in fixed income. nonds, etc..........
there are plenty of books on the subject .read a couple to get a varied view...........

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