I have low income but high bills!!!!!?

1) I want to pay off one credit card completely with this months only income, and I am happy---but I can't pay other bills but i'll be very happy I feel

unless positively speaking I get my million dollars from business

2) I pay down this debt almost bad after speaking with collections and he said yesterday give me your bank account number and we will pay this current in 6 months-----can not pay other bills this way but I will get my highest and most important bill in control

3) pay all my bill with minimum payments- option two being impossible to do

Just for assurance I am spending almost 0, hard to believe but true so just paying bills (my reality), new budget, new attitude,

yeah... uh, good idea.

Get a second job.

uumm good for you?! i dont know what you want from this

make the minimum payment on all your bills, then pay off or pay as much as you can on the one you want to pay off first.
Don't give anyone your bank account number.

Welcome to the American Dream in Debt up to your eyeballs...my advise pay off credit cards and only use them for emergencies...food and rent first then car payment and any thing you have left over is yours ( which aint much )Thank You GW Bush for all them tax cuts .........lol

If you are in that bad a shape that collections has been turned loose on you, then you ARE spending. What you need to do is cut up ALL of your credit cards. It doesn't sound like you are responsible enough to have them. Credit cards are NOT a free license to spend. IF YOU CAN'T AFFORD TO BUY IT, DO YOU REALLY NEED IT??? When you use your credit card(s), you MUST know that you WILL be getting a bill eventually!!!! If you keep spending & can't pay for what you already have on the card, that is irresponsible.....

Look at the bright side.....As long as you have a credit card acct. and pay by due date....you'll be building credit.
We figure all our expenses on a spread sheet, as is our banking.
Sure makes it easier knowing your budget a few months in advance.