Is it possible to take out a personal loan for $25,000 with a cosigner?

We are trying to consolidate some debt from business transactions which occurred 16 months ago. We've been paying credit cards on time with more than the minimum payment since then. We've called to get interest rates reduced but some won't budge on the rates. Our credit score is in the 700s but I just want to clear this debt. We don't have enough equity in our home to take out. We are committed to paying this debt and have the finances to make payments. My father has offered to be a cosigner with us if we want to try to get a loan that will help pay off the debt in 24-30 months. Is this even possible? Would we be paying the same kind of interest anyway? Thanks for your help.

Dad Got a home? Can HE get a home equity? At least the interest will be tax deductible....for him. If your credit / income is that decent, why would you need a co-signer for a personal loan?

If your current CC provider does not budge, FIND ANOTHER CREDIT CARD. Sheesh don't you get 10 offers a day in the mail. Balance transfer to 0-3%

Final note, if your cards a MAXED OUT, your credit score will start getting beat up. Try to spread the balances around on several cards keeping balance to limit ratio <50%.

you can try prosper.com

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