Bunch of little limit creditcards making me go crazy?

Right now I'm going in debt, my business went bad and everything is just bad.

I have like 8 credit cards ranges from 500 credit limit to 1000 and the highest one is 1750.00, my other card is added to my cousins account which has 30k limit. Whenever I use that card I always pay in full at the end of the month.

My question is are there any programs that can gather all my debt from those little creditcards and give me 1 statement every month ? I'm going crazy with all the different bills which is hitting me hard. Bad enough all my debt don't even add up to 7k I believe. However I can not transfer them to my Amex because I woudnt want my cousin to get worried that I;m going ot dragg her into a mess since she was kind enough to offer me the card. Thanks!

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There has to be something, so I am sure there is. Another thing you can try is going to YOUR bank, and asking for a loan against your credit cards. Your loan will be placed into your checking account, and if I were you. I would get an an amount larger than your current dept. Pay off all of the cards, and even thought the interest rate at the bank might be higher than your cards, consider that the bank will compound your loan yearly, not monthy.

Example.

$1,000 Loan from bank @ 10% and $75.00 processing fee = $1,085 at the end of the year.

$1,000 in credit cards @ 10% (only paying min. payment)
= $2,200 at the end of the year.

You could consolidate all the balances to a new card IF a credit grantor would give you a line large enough to accommodate your balance. However - if your "business went bad" and you don't have a good income that's going to be difficult. Best bet might be to get a loan from family so that you can pay off all your cards and avoid the punitive interest charges. Find a job and start fresh. Whatever you do, don't miss a payment on any of the cards - or any other credit obligation - as you could end up paying really high interest rates and that could lead to over-limit charges, late charges, etc.

Hi,
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