Can anyone tell me where i can find a reliable debt consolidating company??

I need to consolidate my bills, i have found creditsolutions.com, but then i went to the better business bereau site and found some complaints. soo now im a little weary.... if anyone knows of a good company that does what they say they do and is honest and hasnt had any problems please let me know. thank you all so much.

You want to investigate www.daveramsey.com and get Dave Ramsey's books from the library. Debt consolidation is NOT the answer. Not trying to be preachy here but the answer is the debt snowball and careful budgeting. I know it sounds insane but it works. Get his book from the library and give it a try.

sometimes you may call the better business bureau and they may suggest some available in your local area

Don't pay crooks.

Do it yourself. Check www.daveramsey.com for answers.

GreenPath Debt Solutions is a reliable company. I am not sur if there is one in your area but I would recommend them highly.

I am a buget counselor at my church. What they do you can do yourself.
Start as follows:
1. Write down all your debt, interest rates and min payment
2. call all creditors and ask them to lower interest you will be surprised how many will
3. Pay your bills and add a little extra to one of your bills. I would start with the lowest balance bill because once you pay that off you will feel so much better and you will stay motivated.
then once the first one is paid off you add the amount of payment to the next one.
here is an example
CC1 Balance 1000 payment 20
CC2 Balance 2000 payment 30
CC3 Balance 3000 payment 40

You start by paying something extra example 50 a month on CC1
So your payments would be as follows:
CC1 $70
CC2 $30
CC3 $40
Your total payments are $140
Once CC1 is paid off you will add that payment to the next CC CC2 now you payments will be as follows:
CC1 0
CC2 100
CC3 40
Total payments $140 (stays the same
then once CC2 is paid off you will do this:
CC1 0
CC2 0
CC3 140
Total in payments stays $140
then when everything is paid off you start saving the 140 each month you are used to the payment anyway.

Also I highly recommend that you start keeping track of your spending. Once you know where your money goes vs your income you can set up a budget and never end up in debt again...

Don't go with a debt consolidating company. They wont save you any money that you couldn't save on your own, with a little work. If you are in over your head, negotiate with your creditors YOURSELF. Many credit card companies will settle with you for 50 cents on the dollar, or more!

If you own a home, perhaps you can consolidate some of the debt into your mortgage?

Debt consolidation companies make a fortune on other people's financial ignorance. Don't be one of the victims!

Debt consolidation companies are all a complete RIP-OFF!!!