Debt Collectors?

I'm having some short term financial problems and I owe a local loan company money that I just dont have right now. They have been calling and harrassing me for the longest and yesterday this idiot came to my house and left his business card with a note on the back to call the office. Is this legal for them to come on your private property?

Don't post sarcastic answers. I'm just wanting a REAL answer to my question!

Yes, it is legal for them to come on your property and leave you his card, however you may want to speak to the local advice centre, they can arrange agreements for smaller payments over a period of time, just make sure you are paying the bills that really matter like rent and rates as these you can be taken to court for, other debts such as personal loans can be re-arranged and they have to give you an opportunity to pay it back.
In the longer term you should find your nearest Credit Union and start saving with them, they are there to help people who need a friendlier, fairer and cheaper alternative to loan companies.
Hope this helps

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