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Advice for debt business? |
I am starting a personal debt counseling business later this year, to help general consumers make a plan to get their financial lives under control. This is not the type of business that consolidates your debts for you- so you don't have to worry that I won't be responsible with your money or mess things up worse for you. I meet with you, analyze your debt, create a customized budget for you, teach you about how to improve your credit score and how to avoid future problems, etc. Is this a service you think is valuable? Does $100 for 3 sessions, including customized plans and analysis, seem reasonable? Any suggestions on how to make people understand how I'm different from the other credit counseling services? People would pay $100. I think that is a completly reasonable price, your biggest problem will be marketing yourself to customers though. If you stick with it, I'm sure that your initial customner base will expand mainly through referals. |
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It would be considered personal debt, unless it is purchased/mortgaged under the business name. You may be able to get a bit of a bigger tax break if you plan on running your business from home... You can use this money as a loan from the business and pay it back at your leisure. ...Thats a question I like to know good luck ...yes a debt is a debt!!! ...No. Unless you have set up some form of autopay that you have not yet cancelled credit card companies cannot take from you unless you ok it. I have worked for Citibank Credit Card Services fo... So, I'm assuming you've completed your sales forecasts, etc for this year and you anticipate showing a profit with your expected orders? If that's the case, you should be able to se... Meet up with your creditor now and discuss with him the alternatives like work out a repayment schedule or you can work for him for free or something. But you musn't leave it to the last momen... If he does business with customers in the US who pay him, sue him for the money in a US court. If you win a judgment, then garnish the amounts his US customers owe him. They pay you and not him. ... |
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