What's the best way to go about buying the rig i want. To the bank with a business plan or in house financing?

It all depends on the terms they offer. Terms such as fixed or variable rates, pre-payment options, how much collateral and repayment amounts. These are relevant considerations.

Having said that, banks are generally more conservative and require more as a down payment, as well as collateral. It kinda depends on your individual situation and what your needs are.

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