Can I be charged finance on a car for 5 yrs. from a company that is not in the business of financing cars?

I am currently paying my car note to a car rental company and they cannot give me a pay-off quote nor what I have paid towards the interest for almost a year. They are calling me every month two to three days before my car note is due. I have something in mind but would like others input on this. Thank You All

Do you have a loan contract? If so read it over, word for word, and make sure you understand every sentance. It should contain details regarding payments and interest.
As for pay-off-quote and interest, the company probably has that info, but the person you are talking to does not have that info.

Something in mind, sorry not sure what you are thinking.

I would make sure to keep a record of every payment you make and and the original contract. If you can get a similar interest rate you might try to refinance to another company.

Yes, they can charge you a finance charge. Did you sign a purchase contract to buy this car? I sure hope so. It would concern me that they won't give you a payoff or tell you how much you have paid on the car.

If I were you, I would refinance the car with a bank or finance company. The finance company will be able to get a payoff.

Your agreement with this company sounds funny. What kind of contract did you sign or did you? Anyone can charge you interest if you agreed to it. If you know what you paid for the car and what your interest rate is and what you have paid in payments, you should be able to figure out what the payoff is. You can send a certified letter to them requesting a payoff quote and an accounting of how they arrived to the figure.