Financing my Small Business?

I am setting up an e-commerce and ''home delivery'' business , the only thing I need to finance is my inventory (extreme sports equipment).

If I can get a credit card under 5% do you think it's too risky to finance my inventory with it if I am certain I can liquidate it under 2 months?

If you are certain then why not. But where did you get the 2 months number from? Is that what other competitors are taking to liquidate their inventory if they have the same priced items? Or is it just a "guess". I would be really careful about guessing. I've done the same thing. Bought a product that I thought I could liquidate in a few months, but sales dont go like expected and it can take a year or longer.

5% credit card???? What is risky about that. If you can fund inventory with a 5% credit card that is great. Most unsecured lines of credit are usually Prime + 1-3%. So I am not sure what risk would be involved!

I don't think that it is very risky if you are planning on paying it off over two months. Just be certain that you will be able to pay it all off. Under 5% is good but try to find the 0% APR cards so you don't have to pay any interest between the two months.

Good luck with your business I hope it works out for you!