Where is the best place to get small business financing?

I just started a landscaping business about a year ago. I ran into very hard times in the fall and got behind on my payments which really screwed up my credit. Now I am full with jobs for almost this whole summer but I need a loan to combined all my loans into one to make it easier to make the payments but I can't get a loan with my bad credit.

SBA - The SBA provides short- and long-term loans to eligible, credit-worthy start-ups and existing small businesses that cannot obtain financing on reasonable terms through normal lending channels.

Note, however, that SBA does not provide direct loans. Rather, the agency provides guarantees to loans availed through SBA's partner lending institutions, which includes many community banks. The applicant must satisfy the lender's requirements before he or she can ask for a guaranty from the SBA, unless the borrower is deemed prequalified based on the person's character, credit, reliability and experience (prequalification is for loans $250,000 or less).

Read SBA's qualification requirements:
http://www.sba.gov/financing/preparation...

I say you should work as much as you can, pay off things little by little. I wouldn't try to get another loan unless you desperately have to. If your booked solid all summer long than you should have no trouble bringing money in to pay stuff off. Also let someone help you to organize all your bills, make a timeline so you know what you will be paying each week. It really does help if you just stick with it.