If you have several small debts to different lenders; can you ask your bank to pay them off and then you pay?

your bank on finance or all the amount in a single payment ? is there any services or solution similar to this ?

That will not pay off your debt, it simply moves it around and then frees up your credit cards to charge them up again!

Call all of them and work out a payment plan and try to get your interest lowered or stopped.

Then, make the minimum payments on every one of them. On the lowest dollar value, put all your extra effort toward paying it off. Once it is paid off, then roll that extra money to the next largest balance. Continue this snowball until all your debts are paid off.

You proabbly need to cut your expenses back to the bare minimum. Get rid of cable, cell phones, internet, etc. Lower your electric bill, gas bill, water bill, etc. Don't eat at a restaurant until your debts are under control.

Try to increase your income by getting a second job. If you have a car with payments, get rid of it, and buy a good dependable used car for CASH.

Go to the library and get "The Total Money Makeover". Read it and follwo it carefully.

Go check out Dave's website as well.

www.daveramsey.com

Yes, it's called a consolidation loan. You ahve to have good credit, but it's possible.

It is called a debt consolidation loan, and you probably can get one from your bank. You probably need collateral.

I also think there is Debt centers or programs that do this, another solution outside of a bank.

This is called a debt consolodation loan...very common loan now a days.

Yes you can get a debt consolidation loan from bank if you qualify. The best thing you can do if you have more than 2 credit cards after getting loan is to cancel all but two. This will keep you from racking back up charges.