How much house can i get financed for?

I have a credit score of 620, paid off all my debts. I live in Atlanta am 25 and make 55k a year. Thanks in advance?

I suspect you want ball park idea rather than an exact quote. As a rule figure 2.5 times your annual income is what you can get for a house, in your case lets say $135,000.

Your credit score indicates you might want to aim lower to get financing, perhaps a small condo, then build score up. The lower the credit score the more difficult it is to get financing and the higher the rates. Building your score up doesn't take long, but does require effort.

These are just guesses, many variables come into play, but hope this helps a bit!

Congrats on future new home!

check with a mortgage company they will let you know what you qualify for.

sounds as though your in pretty good shape, BUTT your not telling all. pay your existing bills on time BETTER and don't try to get to much credit TO FAST.
each time you attempt to get credit, you get dunned on the credit bureaus. stay loose for a while and just consontrate on the bills you have and reduce the indebtedness to raise your score...you obviously have to much debt.
key..expense to revenue
luck 2 ya

MANY VARIABLES THERE..
MANY FINANCE COMPANIES AND BANKS AVAL.
PRIOR MILITARY?
DOWN PMT?
WORK HISTORY>
CREDIT HISTORY?

COLLEGE DEGREE?
HOW LONG AT PRESENT JOB?
NATURE OF WORK?

AMOUNT YOU CAN AFFORD...MARRIED-ANY OTHER FAMILY TO SUPPORT?

YOU NEED TO SPEAK WITH A MORTAGE COMPANY BEFORE YOU START LOOKING---

THEN YOU WILL HAVE FEET FIRMLY PLANTED IN THE RIGHT DIRECTION..

I am not a mortgage broker, but I can put you in touch with one that can help you. You have a decent credit score and a good debt to income ratio. If you would like to email me, I can put you in touch with both an agent and a lender.
N - Realtor

Usually up to 40% of your income (include proposed property taxes, home insurance, car payment, student loans, etc.) Then go to wellsfargo.com, click the mortgage link and you can calculate your payment there.

the mortgage companies will often loan up to 5 times your gross , of course they plan on getting the house back in next 5yrs.
get a 'housebuying for dummies' and learn what they will not tell you. visit daveramsey.com to learn about why you may not need to buy a house now.
save lots of cash learn about house buying and operating .

You need to get pre-approved from a couple of lenders. A good place to start is http://www.nationwidebillrelief.com/home... Also remeber once you apply for a home loan you have 12 days to get multiple quotes and only take 1 credit hit, this will help you keep your credit score good in the long run.