Finance implications?

Hi all, Here within the UK if the government's proposed pension bill from November '06 comes into force i.e raising state pension ages for all, linking state pension rises to earnings pay increases plus shortening the years it normally takes to build basic state pension, then what economic changes will impact both state and private pension provision?

What if an individual's pension income will be deemed inadequate, surely the implications of these social changes combined with the economic changes will heavily affect the country as a whole? I am confused at what the above could mean for correct planning purposes and especially taking on-board the consideration of debt with interest rates etc.

Thank you for your constructive help in advance

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