Grants loan finances question?

is there such a thing as a $5,000 dollar grant? if so, where can i get it. need to apply for a $15,000.00 grant what are my best options/specific types? wanted a 10,000$ loan=my credit stinks! the only thing bad on my credit history is that i make pymnts but they are not made on time, maybe 2/4wks after they are suppose to be paid. will/can credit unions give me a loan for $10 to $15 thousand dollars seeing this on my credit history report? if i had $15,000 i would be set. no more debt/worries/concerns. how to get $15 thousand dollars is the ultimate question! would it be wise to start an investment thing/stock market? i know little to nothing about it. but if i reached a fifteen thousand dollar mark i could cash out, right? is that the best option for me? i want a used car for $5000 pay off credit card debt of $6000 & $4000 for my leisure. any suggestions on this? total is $15 thousand dollars but how do i obtain it? thanks!~financial burdens will be gone 100% if $15thousand! help :)

The government is NOT in the business of giving away free money for the sake of giving away money. There are no grants for paying bills, no grants for paying off credit cards, no grants for getting out of debt and no grants for simply fattening your wallet.

Grants are free, but it means OBLIGATION. You will be obligated to do as the grant sets out to do. Grants have objectives, and your purpose must fit the objective of the grant.

For one, you have to write the grant application and the grant application is not a simple document - you have to explain how your purpose for applying for the grant fits well with the objectives set out by the grant.

There is a stringent review process through a committee. You will compete with other applicants for the grant money, and this grant review committee will evaluate the merits of each proposal. Only those that they feel exemplifies the objective of the grant will be approved.

You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes.

Even if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently.

Note though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants.

Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs

Hi,

You can check http://www.economicpro.com/RE.html for useful info on federal grant. Good luck!

There is no such thing as a $5,000 dollar grant... I would downsize to raise some funds...

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