Looking for info/ reliable source of high risk lenders..no payday please?

I am searching for all of those alleged high risk lenders that are willing to lend money for those with credit scores in the low 500's. I am not interested in payday advances. My wife took a $10,000 a year net pay cut this year and we are struggling to keep it together. We had a little girl last year and my wife was out for 7 months. We are still paying off medical bills.
We have consolidated all of our debt and credit cards and cut them up. I am so through with CC. We are too comfortable using them. We restructured our finances and eliminated the fluff. Now we are down to the house, car, food, electric. I need help to pay off 4 payday loan companies I had to turn to during my worst months this year just to keep the lights on. I will thank those in advance who will say鈥ive simply and things will get better鈥 work 60+ hours a day and between the two of us we bring home more than 7.5 K monthly鈥he payday loans will not let us get back on track. My family is not able to help much.

PLEASE DONT LISTEN TO THE ONE ABOVE ME
THEY ARE A SCAM, HE WANT MONEY UP FRONT AND YOU WILL NOT GET A LOAN YOU WILL BE KISSING YOU MONEY GOODBYE

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