I owe 15000 on various unsecured finance and 2months behind with rent.?

Also left job due to bullying. On look out for new job which i hope comes about sharpish.I do not have C.C.Js on any finance. Is that the next stage if i dont keep up with payments?
or can it skip straight to more serious problems like bailiffs?
Ive received no paperwork for ccjs etc. Also not paid some debts for few months due to circumstances. Im quite stressed.
Is bankruptcy an option after i get up to date with my rent?

Bankruptcy may be your best option.. but honestly, your first mistake was quitting your job. Who quits a job when they owe $15,000 in debt and are 2 month's behind in rent?!?!? I don't get your theory behind that one.. because of bullying? If you let your debt go, it will probably just go to bad credit.. and ruin your credit score.. your eviction notice will likely come any day now if you are two month's behind on your rent. I don't mean to stress you out more.. but you shouldn't have quit your job in such an economical slump.. unemployment is high and the econemy is terrible right now. Best of Luck.

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