Credit Score Impact of Refinancing & Repaying Quickly.?

I am not sure what is the best way to deal with my vehicle debt.

My husband recently joined the AF, and I maybe (Will) be quiting my job in late April. We could live on his salary and cover all of our bills, but it is just going to be tighter then I like things to be. We both have vehicle payments and I thought it would be a good idea to refinance before I quit my job, and our debt to income ratio tanked.

We have identified a loan that we intend to get (a 25k loan @ 2%- plus ..issues..)
We have no credit card debt, so the car loans will probably be the highest rate items even after refinancing (assuming they are over 7% interest). We might repay the refinanced loans within 6 months.

I don't know how that would impact our credit scores to take and repay a loan so quickly. I financed one car at the lot (idiot) so my car interest is fairly high right now (~10%), others is ~7%.
Should I refinance or could the quick pay hurt any common credit scores? If so, would it be much?

First things first - you can get an awesome rate on a loan because you are military. My company could possibly get you a loan at 5.95%. (If you wanna know more, send me a message. I am here to help, not advertise. But I'd love to help if I can.)

Second, as long as you refinance with a simple loan ... one with no prepayment penalties, you should be good. Most auto loans are that way, but be sure so ask about that.

Paying off a loan is NEVER going to hurt your credit. I would not be worried about your credit in this situation.

For settling loan, either of u or ur husband , who have the smallest number of instalments left , should start repaying.
If u r looking for refinance ,check the rates .Whether these are at monthly or annual basis. Often personal loans cover hidden costs .Also look for penal interest ,security to be offered , number of instalments to be paid etc.
Your husband is with AF .He can see the facilities available for personal loans at lower rates.
IF you want to pay the loan in a shorter span , there shouldn't be any crunches afterwards.
Moreover , you can give your car on hire , if possible in your country , for steady income.