Does anyone know of a mortgage lender that will finance a mobile home in West Virginia?

My Fico score as of March 21, 2008 was 593.

There are negative debts on my credit report, none of which belong to me. Several of the negative debts appearing on my credit report were given to my ex-wife in our divorce decree. The other negative debts appearing on my credit reports are accounts that were opened in my name using my personal information without my knowledge or consent. At the time these accounts were opened, I was in critical condition in a hospital following a near fatal car accident. We have been disputing these debts with the major credit bureaus since January 2007. We enclosed proof along with the disputes that these are not my debts but they still remain.

My current wife & I found a mobile home in WV that we really want to buy in order to provide a better life for our children & grandchildren but we need a loan for $20,000 to buy it --- the owner will finance the remainder of the cost.

If anyone can help us, it will be greatly appreciated by both of us.

Isn't going to happen.

Lenders have tightened their restrictions so much on lending, especially on MHs, even worse if it is in a park, you won't find any reputable lender to do this.

If your current wife has a much better credit score and an income, she might be able to obtain a loan.

The only thing I can suggest is perhaps a personal loan for the $20k, but the interest rate is going to be stupid.

The best thing you could do is fix your credit, then move forward.

One final piece of advice, don't respond to those who will send you an email through Y!A spamming for business.

Acquiring a mobile home loan is a possibility today even for people with bad or blemished credit scores. Though a few lending institutions prefer to work only with people with established credit, there are several institutions willing to lend to people with bad credit. The first question<!--asked by the lender when approached for a mobile home loan is about the credit score. A credit score of less than 620 often finds problems in acquiring a mobile home loan. A loan might still be given, but the interest charged may be higher. The worse the credit, the higher the interest charged on the loan.

http://badcreditloans.awardspace.com/How...

Making a down payment reduces the monthly payments in interest. However, missing a payment or paying less than the due payments will lead to a serious balloon payment at the end of the term. Today there are several lenders willing to lend to people with bad credit. The entire lending-->process is a question of perspective. It is dependent on the way the lender visualizes the capacity of the borrower. Hence, if a particular lender refuses the loan, one can shop around. This is applicable even if one wishes to hunt for lenders offering lower rates of interest. It is advisable to get at least three different quotes before deciding on a suitable lender.

Hi,
I used "Credit Solution" to settle my debt and avoid bankruptcy.They managed to reduce my debt up to 58%.It's legitimate.I came across this company on NBC News Special Edition.Check it out here:
http://nanoref.com/linksynerg/dm0O6w