Where can I find a mortgage company to finance my automobile loan into my mortgage?

Where can I find a mortgage company that will pay off my old mortgage. Then let me buy a new doublewide to put on this property. But also let me refinance my automobile and credit card debt all into one monthly fixed rate of thirty years. Is it possible to finance your auto loan in with your mortgage???????

I have a house on this property the old home place ok house, but has no block foundation under it so basicly worth nothing but on the other half of the acre I want to put a house. This is a one acre lot in total with a five year old new vinyl sided garage. I owe $11,000.00 on the entire 1 acre.I want to refinance the 11,000. plus borrow enough to pay off my truck and buy a new home and would be nice to pay all my credit cards off and enought to put my power service in and build two porches on the new house. Comes up figuring tight to about $100,000. dollars. Will they go that kinda loan anyone??????

Typically the only way to do this is through 2 seperate functions 1 is to get a home equity loan for the amount you need in order to pay off the remaining debt for your auot and credit card debt and then #2 would be to take out a home loan to get the 2nd half of your double wide. I can see that in some instances getting a new double wide would be a good risk but I am sure that you find it is worth while so that is #1. As to a single function in working with a bank that you could do I cannot think of one. My best advice would be to go speak with a personal banker at your bank of choice to see if this would even make sense as far as your monthly payments or overall financing needs.


Good luck

Probably not for a doublewide
I believe that they do not appreciate value at the rate of a more traditional home.
YOu might try to talk to the mortgage company into looking into a land grant
(loan on the value of the land where you want to put the doublewide)
but this of course depends on you and your current credit situation

If you have enough equity you can.
All you need is a refi with cash out.
You can then use the cash anyway you want.
Example;
Current mortgage 100,000
doublewide 25,000
other debt 25,000
Your home would have to appraise for at least 150,000 in the above scenario to qualify for the financing.

ok, first things first...I am assuming the mortgage is on the land only - no home. If you do a refinance, you can pay off your old mtg and use the cash to purch the doublewide to put on your property (assuming value is there). Consumer debt (cars, credit cards) cannot be financed with real property. You can pay off your auto and credit card debt, but cannot finance through your mtg payments.