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Should I file for bankruptcy before marriage? |
*2 Judgements pending Here's a thought. Marry someone with money! :) Yea I know it's too late. Sadly you make 21k, which is amazing b/c you managed to finance a 17000.00 car. I hate to think what those payments are since it sounds like your credit is weak. Likely you have your car financed by a mickey mouse rip off financial company. Or a buy here pay here dealership. Bankruptcy is and always should be a last resort. You sound young so the bad credit will be on your record for at least 10 years. Is it worth that? no the laws have changed you cant just clam bankrupt just because!! Yes file before marriage. Lenders will look to your mates credit history and income and can leave you out completely, but not if you filed while married. He or she is dragged into it also. Make sure you have a mate you can trust and knows of your situation. try consolidating your debt, bankruptcy isnt as easy to file as it used to be. things have changed, if im not mistaken you can't just dismiss all debt (chapter 7) only under certain circumstances, check w/ the trustee in your area to inquire |
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