Any loan experts out there?

I'm just tryin' to get a specific quote here. I'm looking to buy a home within the next year or two in the bay area (ca). How much do you think I could get (maximum) for a home loan (100% financing)???

I have a 784 credit score, no cc debt, and have been in the same job for almost 7 years. I only make around 50k a year at the moment though. I know the median sale price of homes in CA today is above 600k.

Any help would be appreciated.

YOu would have no problem getting a 100 percent loan - Lenders will love you, for you credit score and job time alone - rates are still in the 6's but they are creeping up - - if yoiu thought you were going to buy, and only stay in the home a short time - you may look at a interest only loan - for 10 years, at a fixed rate - But, like I mentioned you would have no problem - Good Luck

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You'll be able to qualify for anything...that's what stated income loans are for...

Call me at 800 971-4638, ext. 223 There are too many variables to do this in this forum and give you good info.

With your credit scores you should be able to just about qualify for anything.
http://www.lendermark.com

You should easily qualify and you can get 100% financing. You might just need to go stated income or see if you qualify for "affortable housing" programs offered in the city you're trying to buy in. For example, in Irvine CA, you have to make less than 44k to qualify.

Anyway, if you want to play around with some numbers, use my website. If it ask for any personal info, just type in "do not contact" somewhere, like in the name field.

www.amirifinancial.com

Regards