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What is the name of this profession? |
Basically I would get all of the details of someone's finances, debts, bills, income, everything. And I would work intimatly with them for up to a year basically coaching them and watching over their finances to make sure they spend within budget and work towards paying off credit cards and saving. I would sit down with them on a monthy basis and say things like "I see you spent money on sneakers, that isnt within budget, your not going to remain on track". I would help people reach financial goals in an intimate setting. It isnt a 9 - 5, and my clients and I have a psychologist patient/ friend relationship. Financial Planner/Financial advisor Personal Financial Specialist sounds like a money coach to me... Financial advisor, personal coach or life coach, you will probable need an MBA. a Certified Financial Planner. (CFP) The would be a financial planner.... with some changes.. |
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That's way too much ... apply for a FHA loan. you will get approved for a very low rate of 5% at the least and there is also downpayment assistance too, that will cover your downpayment cost. ... Be diplomatic. Calll and say, "I like to use your card, but the APR is 12%, and I've received an offer from XXX bank and their APR is11 1/2 %. Can you match that?" -You'r... 1) Simplify -- you don't need 6 credit cards. If you must have ONE for your business and NONE for your personal expenses. 2) Cut out what you can. Do you need the TV? no. Do you need cell p... E ...Yes you are cosolidating your debts, yes the payment may be lower, but you will definately owe more, pay back more and put your home at risk if you get into trouble. Please think seriously before y... No, u don't need all the 20 mil (which goes to RE and hence equity). you only need 15 mil. i) 0.3*15 = 4.5 ii) 10.5 iii) The residual theory of dividends suggests that dividend payments s... Value of perpetuity = (Coupon)/(r-g) g = 0 r = WACC Value = (100m*/(WACC-0%) Assume WACC = 100% equity K(e) = cost of equity 650m = [100m/K(e)] K(e) = 100m/650m = 15.385% ...Newsflash: Borrowing money to pay off debts only puts you further in debt. The first step to getting out of the hole is to stop digging! ... |
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