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Is it possible to get financed for a home if you have around $20,000 in debt? |
Is it possible to get financed for a home if you have around $20,000 in debt? 99% of us are living with variable amounts of debt, don't sweat it! The issue isn't debt, the issue is if you have enough income to cover your debt and that you are current on all your bills. So to answer your question ... YES We need more info to answer this question. Most people have debt that apply for mortgage loans, but we look at your debt to income ratio. Thus, after paying your 20k in debt how much do you have left over? Also, your credit score is a big factor in obtaining a mortgage. Yes you may get financed with debt. Mortgage calculator below It depends on your income, how much you have to put down, your credit score and your employment history. |
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