Can debt collectors freeze account?

can debt collectors freeze my account if I'm atleast trying to pay, while i cant pay alot right now, i am showing at least an attempt to pay something by 100 -150 a month, if i do atleast that until i can totally pay off balance can they freeze my account, and do collectors add other charges once they handle your account, like late payment, finance, ect..... or is my balance what it ended with when i stopped using my credit card.

thank you

Credit card collectors LIE nearly every time they open there mouth. If the account is in the hands of collectors, the credit card is already frozen. They can't touch ANY other accounts. Whatever you do, don't allow them to take payments directly form your bank account. They will CLEAN YOU OUT up to the full amount you owe. The actual amount you agreed to pay will be the ONLY thing they don't have on tape.

no, dept collectors can't touch your bank account, but they can take you to court and have your wages garnished. But from what I heard is that as long as you make an attempt to pay every month they can't touch you. And yes they can continue charging you. It is called interest charges and penalty charges for late fees and over balance fees. Its better to go through a dept consolidator. They can help eliminate some of your interest charges. They will continue to call and harass you on the phone. Some will even threaten you with things like taking you to court etc. don't worry about this. The more people they get to pay the more money they themselves get.

Freeze what account? If you are overdue for a credit card or loan, a bank or credit union could certainly stop you from using that account and could draw money you owe from any other account at that financial institution. And in many areas if they get a court judgement, they may be able to seize other cash or garnish your wages.

Be very cautious about anyone offering to get you out of your debt. What many of them do is charge you a fee to take your money that is supposed to be paying your debt, hold it themselves, then try to negotiate a reduced settlement with creditors. In the meantime, your credit rating may be totally trashed for years.

What makes you think that interest and legal fees should stop when you stop paying. It is still costing the creditor money for the money they loaned you, so the expenses just keep adding up.

Deal with debt collectors only in writing and save everything.

chances are that the account is closed. Half the time, "debt collectors" are subdivisions of the credit card issuers themselves.