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Is a debt collector supposed to be discussing with someone else about how much money I owe? |
I don't think it was the credit card debt collector's place or position to tell my former foster mom how much debt I owe. I'm a grown woman with a college degree, & the foster mom has nothing to do with my finances. & then she used it against me & threw it in my face & made me feel bad. I fell into debt as a result of Hurricane Katrina & had trouble getting out, ever since. & then, the foster mom tried to tell me I need to learn how to manage my money. I already do. I just have an unfortunate situation that I'm dealing with right now. It is a violation of Federal Law for debt collection agency to discuss any aspect of a debt they are trying to collect with anyone other than the debtor or their spouse (and in many states they can't even discuss it with a spouse). You may find that you will no longer have to pay the debt depending on the laws of your state. Well you need to rport them to their supervisor. Even if it's your Mom or Dad the credit company shouldn't discuss your situation with anybody but you. So file a complaint and when you talk to them don't be nice be as rude as you can be and let them know how you feel. And remember how they would treat you if it was the other way around, so enjoy it. Kinda like pay back. So file a report on them and tell them your reporting them to the Better Business Bureau, too. Report the debt colector to the Hypa act... debt collectors can not share any information to anyone... http://www.creditbloggers.com/2006/04/re... absolutely NOT.....huge list of rules and regs this person has broke by discussing your situation with them, BUT maybe in the company's defense did you foster parents give them the impression that IF they knew the details they would help out sorting out the mess you are in. Collectors get a % of what they collect, regardless of whom they get it from. No.. that kind of behavior is illegal under the Fair Debt Collection Act. They do things like this to scare you and get you to pay up. |
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