My boyfriend is in serious debt! Help!?

My boyfriend is a financial disaster! He pays his bills on time, but after that he has no money. He is currently seperated from his wife, and more often than not has to pay her bills as well as his. I keep trying to tell him to seperate the bills, but he refuses to do so. He has the worst credit of anyone I've ever seen, and has a large amount of debt that he has no way to pay off. I have perfect credit and have no bills or money problems to worry about, and when I try to talk to him about getting a better job or financing better, he gets angry. I love him, but don't know what to do about his financial problems. How do I help him if he won't let me, or do I just ignore it and let him and his wife figure it out?

You don't get involved - and until he's in a financially stable situation, you don't want him as a boyfriend. He may be the love of your life, but most relationships break down over one of two issues - money or sex. Without a strong financial foundation, this relationship will fail.

If you want him in your life, tell him this. You are going to take a three month break from him. In that time, he has to figure out how to sort out his finances, and finish the (obviously unfinished) business with his ex. Once he's done that, AND NOT BEFORE, he can contact you if he wants to resume your relationship.

I think you are wise enough already to know that you have to do this - take this as the final push to do what you know is right for yourself.

try this site it maybe able to help you with your financial needs... http://www.helpgetfunded.com

Unfortunately, you cannot make a person do something he does not want to do. He may also feel that he has a handle on everything since all the bills are being paid. Before you get really frustrated, completely seperate yourself from his situations. Do not tangle your finances with his and maybe get professional finance advisor's card and place it in his path. His reasons for paying his almost-ex's bills is a big problem and it seems that he is not ready to let go. Do you want to be in the middle that situation? What about future plans between you two? If you plan a future together, your finances will be tied and his debt becomes your debt; you will not be able to get a house together, a car or credit when you need it. I do budgets on the side for people who are in debt and make no money and it's hard for me to put them on a strict budget for them to adhere to. Think hard about this.

First, you can't help someone who won't help themselves.

Second, you are going to have to accept it and let him figure it out. The problems between him and his wife (they are not divorced!) are their problems.

Third, what do you love about him? You are talking to him about getting a better job or better financing? When you love someone you accept them for who they are, not who you want them to be.

Since he is refusing your suggestions, gets angry when you talk to him about it, makes me wonder if he is serious about resolving the issues. People who are seperated are going through a lot of emotional issues and have baggage to sort out. I do not advise them being in a relationship during this time.

Taking a break to let him get his life together. If HE really loves YOU, he will do what it takes. Otherwise, you are being used for companionship and sex. Sorry.

There are many good people out there, perhaps you should get out and meet more men who are legally single, are financially stable and who respect you.

Tell him to stop paying his exes bills. It's not his responsibility anymore. Also, tell him to get a motor route for the local paper. I was in a financial bind and had a decent job. To get out of the bind, I got a motor route and added about $1300 a month to my budget working a few hours in the middle of the night. I got out of debt fast and now do it for extra money.

You need to either put your foot down and make him do something or get out.

You go to Barnes and Noble, and if not buy the book, read it there. Dave Ramseys TOTAL MONEY MAKE OVER. He has helped 300,000 people, but your boy friend has to want to be helped, other wise you need to leave or get dragged down into the pit. It isn't easy, but it does work.

Well maybe you should rethink about having him as a boyfriend. You know the old saying Love its Blind or that lust rules until time wears ya down. You have a lot to offer beings that you yourself have a handle on your bills etc. I'd try a little but then if you can't get him to change its like a acoholic if they don't want to change there probably not...