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Credit card debt?

$825/mo for rent is too much when you net $2000. Your half should be no higher than $500/mo. With the extra $325, you will pay off your credit card in five months. Why do you need to buy a car? ...

Credit debt?

Forget going to a bank and FORGET about changing your name and running away from your debts. You will never prosper that way. Go to Consumer Credit Counseling and they will help you organize ...

Repo debt?

Haven't had, and hope never to have, the experience. If they are going to all the trouble to take you to court, you can believe, they will garnish your wages.

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Home financing for credit scores of 480 and 580?

It sounds to me like you need to repair your credit. The good news is, it's very inexpensive - almost free (gotta pay for postage, envelopes, paper, etc.). It is however, a little time consu...

Is it possible to be in debt/bad credit at 17?

This is a difficult situation. You should not have entered into the contract, knowing that you are not 18, technically you have committed fraud. However, its also down to the lender as well as they...

I have $25,000 credit card debt on 10 cards?

Take every penny you can squeeze out of your budget and put it on the highest interest rate card while making minimum payments on the rest. When the highest rate card is paid off, move to the next...

Is PMI required by law? home financing I meant.?

Sry - I dont live in Cali, but in Texas its part of the loan. You have to get PMI until you have enough equity built up. Once you have made about 10 yrs of payments then you can drop your PMI I bel...

How long before a debt is wiped off and you dont have to pay it?

6yrs mate tell them to sod off.

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Why are so many folks in debt ?

Lack of common sense, and lack of personal responibility. Trying to keep up with the Jones's. I have no sympathy with them.

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Im in really bad debt and feel it is all getting worse i just?

Firstly, calm down... Stress makes it a lot worse!! GO to your local CAB and take all the letters and statements you can find, they will help you get the payments lowered and things will improve...

I have become $43,000 in credit card debt. Is there a debt relief company?

yes 310-debt is a phone number to call if you live in canada

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I'm deeply in debt try to refinance but can't. Have two vehicles both breaking down. Do I take out backruptcy?

Read Dave Ramsey's book: The Total Money Make-Over. He has a radio talk show too which airs in most cities. I listen to his show often and people call in with situations very similar to your...

If you work with debt sloutions on payday loans will they freeze cases and collections?

Practically any type of loan can be wrapped into the debt consolidation process. Common types include finance charges, late fees and overdraft charges, credit cards, personal loans, utility bills, ...

I have small debt/poor credit, looking for a personal loan to pay off. Any suggestions?

You will need to wait. There is no short cut to credit repair. You need to build your credit back up by making payments and not charging anything. Pay off the highest rated cards first and then ...

I need to eliminate $11,000 in credit card debt. What should I do?

You may wish to call them and give them one chance to be reasonable. If you are a good credit risk and can routinely send higher than minimum payments, then they should accommodate your needs. Othe...

Has anyone used CCCS to help them with their debt?

I haven't had personal experience of CCCS but professionally we refer quite a few people to them for debt help and money advice. I work for a citizens advice bureau and there are only a few ...

What is the best thing to do when your up to your neck in debt?

Do not let your cars get repo'ed. If you've been paying on them for three years, you should surely be able to sell them for what you owe on them. Sell them, trade down, do something lik...

How do tax considerations affect the cost of debt and the cost of equity?

Please be more specific. Do you want to know the affect on the Goverment or the people paying the taxes? If the Gov't doesn't collect enough taxes, then they borrow money from other co...

Am I making the right moves in becoming debt free?

Why do you want to become debt-free? Avoid high interests and keep low (preferably) zero-interest debt. It will allow you to invest in things you can't invest in without borrowing. In finance ...

A collection agency froze my account for a debt that i had already paid?

Where do you live.Some totalitarian state?Here in Australia no one can freeze my account(not even the bank)except the govt.Even then only for money owed to the govt.Never ever for a civil debt.If t...

Know any mortgage companies that will do 100% financing with fico scores of 561 and 624 respectively?

Yes there are many programs out there that you will be able to finance 100% however it depends on the home that you are looking to purchase and where you are looking to purchase. If you are just c...

What is the US trillions of dollars debt consist of?

in a way. The bonds will have to be paid kinda like the shares must be ....shared with profits. My thought s are that China is bought of with promises of cheap goods flooding our country (low or no...

How would a saver compete against spenders in a culture or economy that is built mostly on maximum debt?

Do not give up on finding a house in your price range. After a few years, you will have in position to trade up and have savings for other needs like retirement and college savings. Everyone els...

If a woman owes money for a wedding, is she responsible for the full debt or do both husband and wife owe?

They both owe the money

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Is EADS (Airbus) stock really stock (ie, equity) or just a free loan (ie, debt)?

Go to Yahoo Finance. At the foot of the page you will find a link to the various country sites. Choose France. In the search box type in EADS (Stock = Actons in French). Hit enter and you will see ...

What will a house for115,000 cost me monthly? Can I get 100% financing, no money down, with a 625 CS?

Our house has a 140,000 loan, we pay 1,100 per month and that includes the mortgage payment, homeowners insurance, property taxes & PMI insurance. Our original loan had no money down, we used ...

How would I file a lawsuit against someone that has not paid his debt for over 5000 dollars in the state of AZ

Since the claim is greater than $2,500 you wouldn't be able to go to the small claims court; you'd need to go to the regular court. Make sure you have proof (signed contract), and that t...

What is the best way to erase a 60,000 pesos credit card debt with a 3.4% interest/mnth ?

pay it in full, no interest charges then

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Currently having troubles paying off my credit cards, about $9K in debt, can anyone give me some advice?

call a certified credit counselor--they will help you with setting up a plan like they did with me. they lowered my interest and payments--consolidated it into one payment and really helped me look...

How long can creditors go after you for an unpaid debt?

They usually "try" to collect forever. Is it with a collection agency or still with the original creditor? If it is still with the original creditor, it either hasn't been very l...

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