do a budget which should include your daily, weekly, monthly, etc. expenses. to get a good idea as to how much you spend. make this your budget and stick to it. create an emergency set aside in cas...

Certainly, a good share of the blame lies with consumers who appear to have absolutely no willpower or common sense. If you spend more than you earn, then of course your debt will never stop pilin...

get some credit cards in his name, and use them, to about 50% of their limit, and pay them off each month, contact your credit card companies and ASK them to report your positive credit behavior to...

You COULD swing it- IF you're careful. Get at LEAST $10K together for a Downpayment; shoot for a 30 year mortgage (you're young enough to go THAT route); and WHATEVER you do- apply for a ...

Right now, you did the right thing by opening up that secured card with USBank. Because you don't have anything building credit for you, and that secured card will be the backbone of your cred...

Yes, law school is expensive and the loans do build up. I know lots of people who are paying off these loans and feel they can't quit a job in law until they pay everything back. Salaries ...

It's way to complicated for Answers. You need to see an expert on this. There's way too much at stake to put off seeing an expert.

First, I want to commend you for asking the right questions. You and your husband seem to have your heads on straight and are on the right track. Paying for your next car in cash will be an i...

Don't take out any new debit on credit cards. I would try and hang onto my stock or as much as I could. If all you are putting down is 5% and have 10k in cash then you only need $3200.00 more...

the reason any loan company wants a down payment on a home or car or any other big ticket item is so that you have a financial interest in the property also. this makes it less likely that you wil...

When you walk into the dealership the financing agent will try to spam you with high APR and for sure be able to come up with some faults ( not long enough job history, first big loan...all crap) T...

Well your best bet is to renegotiate with the debt company. You have paid 5500 so far this is greater than the value of the car. I suggest that you use the citizens advice bureau to help with nego...

i am currently paying off a loan from american general. this business is not really to build up your credit. it is a loan company. the best way to build up credit is to get a secure credit card thr...

Why aren't you charging full bor for rent? $1400? Are you planning to convert your condo to a rental property on paper as well and for taxes purposes? Are you going to depreciate it? I don&...

Chances are that the owner financing is going to be of a high rate of interest anyway. You can change the demand provisions in real estate/land contract to read more than 30 days for default. You...