| Debt Financing |
| Why are people so obsessed over FICO/credit scores? |
Paying for utilities and other similar bills are good to show that you pay your bills to certain people or entities, like an apartment complex. But paying for utilities or other similar bills is n... |
| Good way to reduce credit? |
The best and easiest way to improve your credit is to make payments on time always and to keep your credit cards below the maximum. Paying off credit doesn't actually improve your credit scor... |
| How much house can I afford? |
Experts recommend that your rent/mortgage consume no more than 25-30% of your income, if you have other debts. ... |
| Honda Canada misreported my monthly payments to the credit bureau, what recourse do I have? |
Save the lawyer fees for a moment and try to resolve this with Honda Financing first.
Pull your most recent credit report and then dispute the item with Equifax directly (check Transunion as wel... |
| I have bad credit but I want to finance a car!!? |
Auto finance is what I do for a living and auto loans are based on the following factors;
1. LTV (loan to value).
2. Term of loan.
3. Age of vehicle.
4. Miles on vehicle.
5. Down payment.
6... |
| I need a $15,000 dollar loan for surgery that is not covered by insurance? |
everyone should have insurance
you never know when you will need it ... |
| Sub-prime lending issue? |
I will not be able to "write a one to two page commentary", however, I came across a very interested article about the type of loans issued. The basic idea seemed to be that adjustable r... |
| How to get a loan for someone with bad credit? |
You should help him fix his bad credit so he can eventually get a loan on his own (I can tell you wouldn't even want to cosign for it!!! Sucks when older people are not mature about their mone... |
| What do you think of this? |
Think she probably has gotten behind in debt & perhaps is overwhelmed with the thought of trying to fix it or keep up with it so has decided that she will just allow foreclosure to happen in or... |
| How much money on-hand will i need to save in order to buy our first home? |
12-14 years ago when I bought my home, my hubby & i were pretty much living payday-to-payday & still qualified easily for a $70,000 mortgage. I think most of the fees & escrow were som... |
| Best/simplest books or online courses on Personal/Family Finance/Budgeting for the wealthy or the poor? |
"Your Money or Your Life" and I forget the authors. There were two of them. Joe Dimingez or something like that. It does focus on debt but also on budgeting that is fairly open ended, ... |
| No stated income mortgage? |
If you have low debt and still have a low credit score then that means delinquencies or charge offs ?
Since New Century ( the main sub-prime lender ) went into bankruptcy... |
| What are the odds of getting approved for a $55,000 home loan with no established credit rating? |
FHA mortgages which are insured by the government do not require traditional credit. However they do require nontraditional credit and 2 years of steady employment history. The nontraditional credi... |
| I want to buy a used car for $8500. Will need to finance part of the cost? |
I filed for bankruptcy about 12 years ago with my ex-husband. He was divorcing me at the time. I needed to purchase a car 2 years later. I purchased a used car since I couldn't really affor... |
| Credit Rating - any thoughts - also do banks consolidate line of credit into a mortgage with the same bank? |
It sounds like you have a clear goal (purchase a 2nd home through a secondary residence mortgage). Banks are constantly changing their guidelines, but it sounds to me that you will be able to get ... |
| What am i looking at for car loan? |
Auto finance is what I do for a living and your best bet is always your own bank or credit union.
You can also try Capital One, H.S.B.C. , Wells Fargo and Citifinancial Auto. ... |
| Can I get a home equity loan with a credit score under 500? |
You cant get much of any loan with that credit score. There are some small things you can do to boost your chances..
Here are my 10 steps you can use to build your credit score quickly. I raised... |
| Need to get out of my apt and buy a house within a year.? |
Great news! It is absolutely possible for you to obtain a home loan in a year. You are on the right track to becoming a home owner in less than a year if you want to know the truth! You have a cred... |
| Do Credit Reporting Bureaus Communicate with Each Other? |
I will pass no judgment. The information in the American credit bureaus stays for seven years, longer in some cases. You say you will go to Europe. You say you will not ask for a loan for the ... |
| How will this work? |
If you default on your loan, or file bankruptcy, your parents will still be liable for the loan. They really need to be aware of the situation in case it worsens and they need to start making arra... |
| Is it Possible Raise my credit score at least 60 points....? |
Your best will be to try to find a owner willing to finance you. With numbers like that your rate will be high no mater how much financing and you could be getting in over your head as well. At t... |
| What to do with house after dirvorce? |
What are the terms of your divorce settlement. Are you saddled with the house completely, or does your ex have to split it with you. I would test it on the market, see what happens. Then decide ... |
| A third party took my car to be auctioned. What will my finance company do? I'm current on payments.? |
I don't understand how a third party could take the car, since you technically did not own it.
If it's really true, the finance company will want you to keep making the payments as tho... |
| To people familiar with mortgage approvals and/or real estate. Please open to see full question.? |
This is a great question!! First of all, I'm amazed at how people WITHOUT any experience in the mortgage lending industry are offering advice to people about one of the most important issues ... |
| Want to buy a home. What to do? |
Hello Natasha, Im Waldin Gonzalez I'm a mortgage banker please tell me what state are you planning to buy your house, I have lots of creative financing ideas to help you obtain your property.
... |
| What are the going rates for mortgages? |
it still depends on what you're putting down.....and what product you want.
30yr fixed...20yr fixed??? 5% down ? 10% down?
Notice that you have to make downpayments in increments 5%.....
3%... |
| Bad credit history but have 610 credit score whats the best place to get a auto loan? |
Auto finance is what I do for a living and with a repo on your credit you should try Capital One direct first because if you go to a dealer they will get you done no doubt but your interest rate wi... |
| My husband and I are going through a mortgage.? |
This is the SAME BS my wife and I went through. The company repeatedly pulled both our credit reports (6x in 45 days) which made both our status' go from an excellent rating to a good rating. ... |
| How can I get a 100%, 0 money down mortgage loan without an extensive credit history? We're in Montreal.? |
Talk with a mortgage company not a bank.. My credit score is in the mid-600s and I've been approved for a 100% financed loan at about 6% interest. Check other companies! Also... I'm no... |
| Co-signing effect credit score??? |
I think you should not cosign for the loan. He should take extra jobs and save money. Many sibling relationships have been ruined due to money loaned or cosigned. You can get car financing in your ... |
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