What exactly do you mean your old debt is now clear? If its been past 6 years since the debt was logged on your credit file, it should have been removed automatically. If it hasn't you shou...

Did your husband use your house as collateral to purchase the truck? A lender can go after those proceeds since he is going to get money from the house sale. Check with a tax person regarding...

False - long term debt would be included in total liabilities.

You have no idea what you're getting yourself into. Building a house is very complicated and time consuming. I don't think many people could do this, and go to school, without failing...

No. Your credit report really shows only a few things. (1) fixed duration loans which you have taken out (i.e. car, mortgage, personal, etc); (2) revolving lines of credit (i.e. credit ca...

As a chartered accountant - do you give free advice or do you consider it to be your livelihood?. An IFA should give you a menu of charges at 1st meeting. 拢20-拢25 an hour is unrealistically low....

You need two formulas to solve this. 1.) cost of common equity % = [(next period dividend divided by current stock price ) + growth rate] cost of common equity = [(2 x 1.04 / 20) + .0...

Insolvency is a short step away from bankruptcy. You can be insolvent without being bankrupt, but bankruptcy is a legal form of insolvency. That is why the IRS recommends the aid of a tax professi...

hi, go to abbey, they dont charge you nothing for your overdraft, if you use it's about 5.00 for 1,000 debt per month, i was with another bank and they were robbing bastards.......they charged...

Anytime remodeling or building, it will cost lot more than you anticipate. I have many friends who either built or did major remodel on their houses, and they all ended up paying more than a double...

I hate to say this, but at 65% D.T.I. nobody is going to give you another loan. You should think about calling Consumer Credit Counseling Services, they are free and will work with your creditor...

Every single time there is a no payment, no interest loan it is spelled out pretty clearly that interest will accrue from date of purchase if not payed off in a certain amount of time, usually a ye...

Here are some links for you. Good luck!

It's hard. I know what you're going through because this is what I teach people for a living so I've heard every story you could possibly imagine about finances. Have you done ...

The typical guideline is that your mortgage payment should be no more than 25% of your pay. The yearly payments on a $119k mortgage are $8100 @ 5.5% interest, so you should be earning over $32,000...