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Owing revenue Canada but diagnosed with terminal illness?

If he owes the CRA money, he can't get around that. His Estate will have to pay any tax liabilities. You can minimize the amount of money that will be directed to his estate by selecting a B...

Where do I find a financial trainer/coach that do not have h(is)/(er)own agenda in mind,but my best interest?

To begin with Answer #2 (by Miss*) is a MLM marketing program and does not offer good advice. There are NO professionals offered via this service and it is quite pricey for a series of books. Y...

Closing credit card account questions-finanace charges?

You can close out your card if you still have a balance. You'll still have to make the minimum monthly payment, but you won't be able to make new charges. Keep in mind, it will be better...

Can I take out a loan for the downpayment on a home purchased on contract?

Apparently the first poster does not know about the current subprime credit crisis in the U.S. :) Of course you can do that. It defeats the purpose of a downpayment, but it can definately be do...

Student loans affecting my credit score?

Federal student loans do not affect your credit negatively unless you are more than 30 days late or miss payments. If you make your payments on time, they will only have a positive affect on you...

What should I pay first to better my credit...?

First: Congrats for taking charge of your debt and your life! I'll answer your question but I'm also going to recommend one person who saves financial lives: Suze Orman. She's a fin...

Threatening credit card companies...?

If your grandma is the sole debtor on all of the cards, they cannot do a thing to get the money from you or anyone else besides your grandma. They are BS'ing you, and this is probably why you ...

Fun Financial Math Problem (smart people only)?

It's all in the CAPM baby!! The Cap-M!! Expected Return on Equity = Risk free rate + Beta * (Expected Market Return - Risk Free Rate) Beta = 1 Risk Free Rate = 5% Expected Return on E...

How do I handle this credit situation?

First things first: DO NOT use any debt consolidation companies to help you clear the debt. In the long run this will only hurt you. Second, as has been said, because the debt is in your name as...

Am I the only person living pay check to pay check?

I was like that for a long time, and I am only now starting to get out of it. It is hard, but call all of your debtors, and make a payment plan. I set it up as I would pay them each ten dollars a...

Can someone help with a loan?

Banks have all kinds of different loans... for personal use. Based on your statement it doesn't sound like you or your husband have very good credit.... I would, first off, check into that. I...

Financial opinion, what's yours?

Why pay off $3,000 in debt in order to go into $20,000 or more, in debt for a car? I make a fairly good living and both my car payments together are less than $500 per month. It sounds to me that...

Credit Score Impact of Refinancing & Repaying Quickly.?

First things first - you can get an awesome rate on a loan because you are military. My company could possibly get you a loan at 5.95%. (If you wanna know more, send me a message. I am here to help...

Advice to get ex off mortgage please?

Unfortunately the only way to get his name off the mortgage is to refinance it in your own name. If his name in on the deed as well, you'll have to get him to abandon his claim to the propert...

How many of you have been stretched too thin financially?

Congratulations to you & your wife; you have shown great committment, will, and discipline in doing what you have already achieved. Your technique is very commendable. Just keep it up,...

Should I refinance my car?

The prime rate and your credit score is what determines your mortgage rate. I would not refinance. When you get a loan the majority of your interest is paid first. Very little comes off of the prin...

What to do with Bills?

i would say to call you debt consolidator compnay and ask them.

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Can I get an auto loan with a credit score of 545?

Well first I have to say with a credit score of 545 something went horribly wrong. You say you paid off the last vehicle and make timely CC payments but that score is practically rock bottom, what...

What is the best way for a young person to build wealth?

The good thing is you are responsible and you pay your bills. Now we just have to change your budget a little bit. Debt and savings doesn't go well together because most savings accounts has s...

How do i find the optimal capital structure?

Not the highest number for cost of equity. You want the lowest weighted average cost of capital. Since debt is always cheaper than equity, you may be inclined to go 100% debt 0% equity. However,...

Money makes you SAD/ANGRY/MEAN/HAPPY?>>>please read full article before answering!?

After one's basic needs (food, shelter, clothing, etc which reflect money or other assets) are met, other aspects of ones life may become more important than money in ones happiness. These ar...

Bad Credit getting back to Good Credit?

It's good that you want to address the problems you've had in the past with your credit, however when you negotiate, you open a whole another can of worms that might happen: 1. If you ...

Third Party Disclosure Violation?

You don't have the money to pay your car payment on time but you got funds to pay an attorney? You'd have to sue the lender in the county where they do business. The cost of filing suit...

Moving out on own?

When I rented I paid: Rent: $460 Health Insurance: $120 (mom helped, was in school) Car insurance: $80 Electric: $60-90 Water: Included w/ rent Cable: Didn't bother Internet: $30 (mom...

Im 24 from Scotland. I was declared bankrupt apprx 18 months ago and ran up around 拢6000 again, what can i do?

The most important thing is to stop gambling. I note you are in Scotland. (In England) it is an offence under insolvency laws to obtain credit without telling the creditor you are bankrupt. (In...

What comes first, building a nest egg or maxing out my 401k?

LightHeart advise seem good.

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What's going on with Countrywide?

countrywide operates on several fronts. They buy mortgages made by other banks, like Firstmagnus, and pool them together with the loans that they make themselves. When everyone wanted a piece of ...

What does a credit card write off/charge off mean on a credit report?

Usually this happens if you haven't paid anything for 180 days. after the 180 days is when your card will charge off. what that means for you is that you will get an R9 on your credit report. ...

Will they take my car away?

This is a tough question because I don't have a lot of information about your situation. Just because the car is in your name doesn't mean that it can't be repo'd. If the loan...

Serious, honest answers only?

Financing your vehicle will not hurt your credit score unless you miss payments. Something that you might want to look at also would be the debt ratio. Even if you have great credit, but showing a ...

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