| Debt Financing |
| How do I get a home loan approval? |
Try the FHA ... |
| What is the best way to use $50000 ?? |
Pay off all of your debts. If you only on have 15,000 in unsecure debt, pay that. If you have a car loan, 30,000, pay that off.
Return on investment is lower than your total interest. Even ... |
| How to estimate my finance charge? |
bingo you win a prize -- nine is close enough for govt work!!! ... |
| Is getting a car loan a good way to raise my credit score? |
Yes, See if you can get financed through whatever makes financing company. Examples are Ford Credit, GMAC Loan, or Chrysler Credit. Pay these on time and it will add a little bit more to your credi... |
| Help for a financially unstable wife? |
She is probably shopping to escape from some bad feelings and make herself feel better.
When my mom passed away, I escpaed my feelings of depression by going shopping for myself once or twice a we... |
| Does anybody know about marriage/divorce and bankruptcy? |
First I think you should consult a bankruptcy lawyer (look around and compare, the consultations shouldn't cost anything.)
I think, it is better to get an apartment first, then file for ban... |
| Calling all professional mortgage lenders........hard question? |
Your FICO score should theoretically go up with a higher limit, and a lower usage percentage, both on that card and on overall credit availability.
Your friend is simply wrong. Or at least he i... |
| Money you have before marrying a guy with a daughter? |
I think its a good idea for any couple to discuss finances before they get married since it's such an important topic and also the cause for many marital disagreements. Opening up the curtain... |
| Auto purchase after a repo.? |
Auto finance is what I do for a living and based on the information you have provided, your friend should not have a problem being approved for another vehicle.
Based on his scores, he will fall... |
| Should I spend my $10,000 inheritance to pay off my jeep, pay on home equity, save, or pay off 401k loan? |
invest invest invest......i wouldnt pay the jeep off for the jeep will depreciate and in time the money will be gone...invest it to where the money will work for you,,,,with that money pay your jee... |
| How do you calculate ROE(Return On Equity)? |
ROE= Net Income/ Common Equity, Debt Ratio= Total Liabilities / Total Assest, and Total Assets= Total Liabilities + Total Common Equity.
Total Liabilities for $200 Assets= X / 200=0.4, X=80
... |
| Assistance with car loans? |
You would have to pay off the loans from the proceeds of sales on the cars you didn't keep. If you don't have enough equity you will need to bring other money. If you are getting a free c... |
| Bad Credit - How should I mortgage (get money out of) my house? |
You have a multi-use property. There are plenty of lenders that will allow this type of financing. Provided all structures on the property are in acceptable 'market ready' condition. S... |
| How can I find a good deal on a mortgage in New York state? |
hate to say this but you are between a rock and a hard place -- really the 6.95 is not that bad considering the mortgage situation right now and your out of state status -- i would go with the loan... |
| Unable to refinance car loan due to debts? |
The only way to win the "credit score game" is not to play in the first place. Anyone who tells you differently is trying to sell you something. Your previous bankruptcy should tell you a... |
| Real Estate Contract Question - Sign away title, close later? |
Run, don't walk from that deal! She gets the deed at closing and not a day before or there's NO DEAL.
Exception: You take back a wrap mortgage from her with a first trust deed. If s... |
| Bankruptcy? |
I would suggest consulting with a bankruptcy attorney, the rules might be different in different states. If you are only making minimum payments, it will take you years to pay off what you owe, so... |
| I am in deperate need of financial help...NO SCAMS OR EMPTY PROMISES PLEASE....where can I look? |
Ok. I empathize with you. It must be very difficult to cut the apron strings when you child is in need, but a point comes in our life when we have to do it, especially if helping them hurts you t... |
| Can my credit improve if I pay more on my monthly payment of my car? how fast will my balance go down? |
It'll depend on what your rate is, how much you owe, what your payments are, etc, as to how fast your balance would go down.
As for improving your credit, look at your statements, see when... |
| Court order told them to remove adverse information within 28 days and cancel hp agreement? |
OK, deep breaths here. You need to write to Experian and Equifax explaining exactly what happened (include copies of the court order) and ask them to amend your credit file accordingly if they fail... |
| I don't know what to do about my credit card... pls help..? |
You said it what you need is Blessings and Prayers. Ipersonally don't believe in credit cards I think theyare a trap to feed of need and desires of others. Do'nt stress out You have enoug... |
| How come people who have filed Bankrupcy can get credit cards or a new car loan? |
Because after filing for bankruptcy you can't file again for 7 years. Which makes you a safe bet. ~ ... |
| Online Budget, Budget Freeware, Credit Counseling, Saving Plan??? Please Help!!!? |
Here is a site that has quite a few different budgets, including several for beginners.
... |
| What would you do if you were me... all opinions welcomed? |
honestly do what you love and then the money will follow ... |
| What is the law on a car loan? |
i havent heard of the ;aw where it states that, but i do know when you have paid a third off the amount of the car they can not take it from you for lack of payment
my mate had credit with carc... |
| Credit issue...am I wasting my time paying off charge off and other black marks on my credit report? |
Small steps like paying your bills on time and using only part of the credit available to you. Also use your credit cards for making small payments regularly, so that it is reflected in your credit... |
| Have a questions for those who know the answers :-D? |
What the HECK do you mean by two way insurance???
If you buy a car and finance it, you will have to have insurance with collision and comprehensive coverages, and deductibles no higher than $5... |
| $25k to Invest during college.? |
Standard investment advice is that you should invest in a diversified mix of stocks, bonds, and money market funds. You want to buy a diversified portfolio of stocks as individual stocks are too r... |
| Credit Card Companies are Killing Me!? |
Dig a deep hole and jump in.
Your not getting a loan with that knid of debt! ... |
| Calling all professional mortgage lenders....hard question? |
I am a Mortgage Professional in CA. Raising the credit limit won't affect you adversely on a home loan or hurt your score, unless you have it extended over 30%. It may not help either thoug... |
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