| Debt Financing |
| If you are married and file for bankruptcy does your spouse have to file too? |
You can file in only your name. Alot depends on whether you file a chpt. 13 or a 7. If you file a 7 it wipes out all un-secured debt. You have to re-affirm house/car etc. & continue to pay t... |
| Is it a good idea to close credit cards that I don't use at all? |
Credit scores are based on the following;
1. Payment history 35%
2. Time in bureau 15%
3. Types of credit 10%
4. New credit 10%
5. Debt to cred... |
| On average, if I have credit scores of 573, 640, and 680 . . . .? |
573 is a catastrophic score but 680 is a fair-to-good score. Many banks will pull only 1 credit report and will know only one of those scores. Therefore with 680 score you can expect to get 9%+-0.5... |
| If I wanted to get a listing of my car repossession, where should I look? |
Go to www.annualcreditreport.com and pull your credit, whoever they sold your account ot should show up there. ... |
| A financial advisor hacked into a new cr. card acct. and transferred a balance w/o my knowledge.Is this legal? |
No. Close all your account. Send them a letter 1 certified, 1 regular demanding that they refund the said amount within 5 days. Keep a copy for your files. If the certified is rtnd unsigned, do not... |
| Law question. I have to appear in mediation for a credit card bill? |
You will probably need to sign power of attorney over to him. Have it notarized. Then, he can take care of this for you. ... |
| Credit card pay off? |
Well, if you got it in writing from the CC Company it might be worth it. But it still would hurt your credit badly, but more in likely they are just trying to get you to send in the half and say ag... |
| Does my fiance's bad credit affect my credit rating once we are married? |
Marrying him is not going to lessen your credit score. However, get him to work on his credit as well, because from the moment you say "I Do," you share credit. You will have to both sign... |
| Budgetting on an irregular income...? |
Live within your means. Most people cannot grasp this.
Meaning, take your low-end earnings amount, and act as if you had to live off of that each month. Don't think/act as if you regularl... |
| Credit Advisor / Guide is there such a thing? |
Here is the best credit guide I have found. It talks a lot about when to pay off debt (i.e., to demonstrate that you can see things through), and just how much to keep open to show that you have th... |
| Why can't I get a second chance? |
One thing you can do - is take $500, go to a bank, and ask for a secured loan. You give them the $500, and they give you a loan for $500. Then keep that money in an account there, and use it to p... |
| What's the price range of house I can afford? |
Go see a banker and ask them. It will depend on many things. You may qualify for Rural Development loans and grants. Start with the traditional sources. Also get a Buyer Agent to represent you. It ... |
| Double jeopardy? |
As I read it, you had a bad debt with Ugly Duckling, so it was reported on your credit. UD went bankrupt, and another company received your bad debt as part of the bankruptcy and they the debt no... |
| Can a wage garnishment judgement be discharged on a Chapter 7 Bankruptcy? |
yes it will be discharged but you must have misread the court order -- legally they can only touch your wages for 15%!!!! ... |
| How should I clean up my credit? Best Way.? |
Yes, you need to pay off anything that's gone to collection as soon as possible. If you have to, make the minimum payment on the other loans and make larger payments to the collection items t... |
| Middle aged college student needing financial advice? |
To ease your financial burden you can try a couple things such as refinancing your mortgage and pulling some cash out to help get you through your next couple years, call the credit card agency and... |
| I need help. I am driving myself crazy. I want to change career paths but I dont have the resources? |
There are some intern programs available, especially if you are in school or about to graduate. I think if you can find a job in your area then you can pay off your debts and then head west. I live... |
| Is the USA not on the verge of economic catastrophe?? |
No, it's not on the verge of economic catastrophe.
True that the dollar's exchange rate is falling ("free-fall" is an overstatement). But that has pluses for the US economy ... |
| What's the worst thing you can do to your credit? |
1. A declined authorization will never make it to your credit bureau.
2. Many times the credit company will close an account if it is not used for over 12 months. At a certain point, you would ev... |
| What Do I Do If I Have Judgments Against Me When I Wasn't There? |
Nothing restarts the S.O.L. except you paying them or saying you might pay them.
If you have judgments, they can attach bank accounts, garnish wages (if your state allows it) and file liens on a... |
| How do I buy a house with bad credit? |
Ann, if you have not done this before please visit www.annualcreditreport.com. This web site provides a free credit report which you are allowed to pull every 12 months. Once you do this look it ov... |
| Should i quit job or not? |
It is hard for me to believe someone with a Finance Degree is not considering paying his/her credit card payment. Just imagine looking for a job in the future as a finance major and having poor cr... |
| Should i go bankrupt? |
Poor you, Having money worries sucks!But there are lots of options available.
You need to start being pro-active now. Your money worries will just get worse the longer you ignore them
Get yours... |
| The Total Money Makeover by Dave Ramsey?!? |
As Dave would tell you himself, personal finance is 80% BEHAVIOR and 20% math. Paying high rate cards first makes sense mathematically, but the psychological benefit of paying of smaller balances ... |
| Am I right or is my husband? |
You guys aren't in financial ruin' at all (considering your age). But there are things you can definitely improve on. If you look at it, you still have a net worth of around 170k. I�... |
| I am a 38 year old graduate & thinking of changing careers? |
I also went back to college at a less than young age 36 years old, so i say go for it. you are never to old, and more and more college campuses are holding more non-traditional students. My suggest... |
| What is the beta (risk regresstion) for P&G stock? |
The Procter & Gamble Company
One Procter & Gamble Plaza
Cincinnati, OH 45202
United States
Phone: 1-513-9831100
Fax: 1-513-9834381
Contact: Chris Peterson
Contact Title: Investo... |
| Is age 23 kind of old to be moving out of your parents' house? |
There are a couple things to consider here: a) financial, and b) developmental. Sounds like you're on the right track with your career & saving money - which is great. As for your person... |
| How much is an average interest rate? And How does a musician get a mortgage? |
As far as the loan goes, it pretty much depends on your credit history. If it is pretty decent, you might be able to get an interest rate around 6-7%. But hey, they'll practically give anybo... |
| Where will the property market be in 3 years time ? |
I work for an estate agency and i think that the property market is due for a slump. Already house prices are starting to fall and there are so many houses on the market and no buyers due to the ri... |
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