| Debt Financing |
| With perfect credit and $3200/month, can I afford a $200-250k home in TX? |
talk to a real estate agent and talk to your tax guy. they should be able to you a realistic figures. ... |
| I have a question about an old credit card acct. thats made chargeoff status.When will this be off the record? |
with a credit card debt you won't have to worry about your credit rating going higher for awhile ... |
| Question About Unsecured Personal Loan Advice/Answers? |
Fist of all let me congratulate you for asking questions with details. Your situation is not unique however it would have been a big help if you were able to provide any information on your credit ... |
| Anybody else notice the gaping hole in the education system???? |
yes it is a problem
there are a few trying to address it though
such as YOUNG-BIZ
its a afterschool company that focuses on teaching 12-17 yr olds about finances and investing ... |
| How much interest can credit cards legally charge? |
Check your cardmember agreement. Usually the "Default APR" is listed on there, and if your payment was a day late, that's probably what you're being charged. I don't know... |
| Bank Charges? |
Take the overdraft for the short term to stop you getting even more charges. There are ways of challenging banks about their extortionate charges, most of which far outweigh the amount originally d... |
| Credit card releif question...PLEASE HELP!!!!? |
I own a Debt settlement company and I can tell you that in your case steer clear of settlement with a FICA score like yours It is not the program for you. We are here for people on the verge of B... |
| Inheriting a home? |
I can't answer all your questions but even when you just re-finance you have to pay closing costs - that is their bread and butter. And I think you have to re-finance to get it in your name. |
| Should I hire a financial adviser? |
You don't mention how old you are or how close to retirement, if you need to fund college for kids, type of lifestyle, etc., etc. so its hard to say.
I hired my first financial advisor when... |
| We want out of our Condo? |
well if you were going into foreclosure i guess it would not really matter. Keep in mind that defaulting on your home loan is going to seriously affect your credit rating. You might be better off s... |
| Ia it alright to pray for financial gain.? |
I am a Christian and have accepted Jesus as my savior. I fully believe it is OK to pray for God to provide for you financially. Matthew 6:25-34 tells us that we are worth more to God than anythin... |
| Engaged Couple trying to set up budget? |
Dave Ramsey has a couple of great books on the subject.. I recommend "Financial Peace" as one of the best. Or go to www.daveramsey.com there is allot of great info there. And stay debt fr... |
| What do you think of promotional credit cards? |
As long as you pay the credit card off every month, it would be worth it. (Of course, they are banking on you *not* paying it off every month).
Shop around for the best "reward" and... |
| Got and tips on buying a home as an african american single parent? |
National surveys shows that in average American households carry a credit card balance of approximately $10,000. Many find that it hard to reduce their debts especially credit card debts due to it ... |
| Need real estate investment advice? |
most lenders require 6 mo to
one year ownership before you can re-fi.
seek a mortgage broker [pay him
nothing in out of pocket costs]
even for appraisal or credit checks.
get a fixed rate ... |
| What can "PAID IN FULL" really do for you? |
The only way this will help your credit is if they will give you a pay for delete agreement, this simply says that in return for your payment they agree to remove the account from your credit.
I... |
| Best advice, please.? |
keep the car- quit charging -- and start paying everything you can toward reducing your credit card debt. you can dig your self out of this hole. good luck ... |
| Should I go to law school? |
Great question! It's my life's mission to inform people to ensure that they don't make the mistake I did, which is going to law school. I blog about this topic a lot, but I have li... |
| Is there a way to "red flag" the credit of a mentally ill family member? |
When he is in one of his lucid states, have him freeze his credit with all three credit bureaus.
This will stop him from applying for more credit but will not keep him from using the credit he a... |
| Consolidation loan for more than the value of my home? |
You can do this, then live within your means; just know that you are married to the house for many years as you wait for its value to increase to what you owe. It would help if you were in a state... |
| ?? about a charged off account... Need some legal advice!? |
Is the account in the internal collections office or a collector who is associated with the creditor but the creditor still owns the account?
Is it Capital One?
They are suing you for Atty fe... |
| How much will it hurt my chances of buying a house if I.....? |
The motorcycle purchase will hurt your chances on the home mortgage. Lending standards have dramically tightened because of the whole credit crisis we are in. The motorcycle purchase will do two th... |
| Where can I find a FREE Custom Stock Screener that can search through the Key Statistics of stocks? |
Yahoo finance actually has a pretty good stock screener.
It's on the left hand side of the main page as you scroll down, in a blue box under 'research.' Note make sure you use the... |
| What are the risk linked to a home equity loan? |
In general, a home equity loan is a great way to consolidate debt. The risks are few and the cost is usually much lower than other debts, such as credit cards or bills, but since you asked about r... |
| Bad Investment. Any way out? |
Okay, friend, this sucks. You don't say if the first property is giving you additional money, which could help you pay onto the second monthly payments, as you work to make up the additi... |
| Any tips for the NASD Series 7 Exam? |
listen i passed the 7 feb 1st 2007. i got my books from "grecko", one book with 10 final exams, ranging in difficulty, and one book with all the information needed to pass them.
read t... |
| Multiple...CHOICE!!? |
1)b
2)c
3)a
chel-c :-) ... |
| Is my bank allowed to give out my address? |
I agree with meli and spock. Don't be foolish and hurt your credit. Such irresponsibility will hang on in your credit file for a long time. It will hurt you for years to come. Avoid any... |
| Consolidation Loans/Refinance? |
Consolidation loans are a rate/term refinance. You can cash out on the equity of your home up to 100% of the value but you don't want to do that since you want one payment. So I would sugges... |
| Credit Repair Expert needed. Pls Help. My credit score is only 476 & need to repair it asap? |
I can give you advice.
First, it would help to know what makes up your score. Here's a breakdown.
Payment history 35%
Amount of debt that's owed 30%
Length of time that credit... |
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