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Need some serious help! Finances in a mess?

If you properly write out and follow a budget, you will begin to experience freedom. This is strange to many people as most think that budgets are made to control us and take away freedom. However,...

Need to find total cost of goods sold (Finance Question?

First you will use debt ratio debt ratio = Total Lia./Total Assets 16% = ???? / $11,907,400.00 Total Lia = Total Assets x Debt Ratio Total Lia = $1,907,184.00 Since ac...

Does anyone know a finance company that will refinance a house with terrible credit iam almost in foreclosure?

yes, its best to be upfront with your lender. They are in the business of money, not houses, so they will do everything in their power to keep you in that house. I found a guy that had the sam...

This question is for Finance Mangers. Can you please answer?

you can get a loan for a car, but you'll pay a really high interest rate. ridiculously high! get a used car you can pay cash for and don't get any more credit cards. That stuff wi...

I was absent from my personal finance class and am having troubles with a worksheet we were given.?

1. A person who promises to pay the debt of another person is a(n) collateral promise. ________. 2. The word debt______ means legally collectible. colletible is spelled with an i. 3. Miners ...

What is the best way to finance a rental property and new home concurrently?

In today's market I would not do both at the same time. If you can't keep the rental property rented you could get in alot of trouble, financial wise. Some renters can be slobs and could ...

Need a bit of advice on finances....?

Sit down with a lender. They will give you an assesment of how much house you can afford. Also, if it's a big enough house, maybe you could afford it if you added some roomates. That way yo...

Can anyone reccommend a UK personal finance company that can help me? Bad Credit but reasonably high income...

Most people assume that, because they have bad credit, a bank won't lend them money. Whilst this is often true, it really does depend on your individual circumstances. But having bad credit us...

Can you help me with a finance question?

check out: ...

How do I fix my finances so I don't lose my home?

december of 2008 is time to work with. your bank should be the first call as they know your situation and know they need to work with you to get a solution, they don't want to write things o...

A way to FIX the U.S. Economy - Regulation of Finance Industry?

welcome to capitalism BUYER BEWARE.. why is it the govt. problem to save people from their dumb mistakes? for some reason the human race has to touch the iron before they figure out it will bu...

How do I get smart about money and get my finances in order?

As others have written, there are a lot of books on the subject. What you need to know is that you have to act in order to change a behavior. Changing your actions is difficult, like quitting s...

Who or What decides personal FICO scores. Ask 10 different "finance" people,you'll get 10 different answers!

FICO scores are calculated based on your rating in five general categories: Payment history - 35% Amounts owed - 30% Length of credit history - 15% New credit - 10% Types of credit used ...

What is the next investment step with my personal finances?

Your next step is to open a Roth IRA. Though, I don't know your adjusted gross income (AGI), so I don't know if you qualify for a Roth IRA. If you are single and your adjusted gross incom...

A friend of mine needs help with his finances...?

The best suggestion I can give to this issue your friend is having, is to see if there is a Consumer Credit Counseling Service office in your area...(CCCS), what their services can do for him is op...

Can anyone help with the solution to this Finance problem?

.53 BU = BL / (1+(1-TC) *(D/E)) BU= unlevered beta BL= levered beta TC= tax rate D/E= debt to equity

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Am I being taken advantage of? Personal Finance question.?

First thing is first. DO NOT SELL your home yet. Until there is a commitment on paper both of you have the right to leave this situation and with marriage it at least makes it a situation where yo...

What are the advantages and disadvantages of finance on a personal basis?

The advantage of taking out a loan is that you keep whatever savings or capital that you may have intact, for other investment purposes. This is particularly good, at a time when interest rates are...

Ok so I messed up with my finances?

I have heard horror stories about how some of these credit counselling and debt settlement places have screwed up peoples' credit even worse. One of the things that I have heard happens is th...

I bought a house April 2006, 100% finance for 449K at 8.5% rate, when should I refinance?

It depends on what type of loan program you are currently in. Most lenders want to see that you've owned it for 12 months before refinancing for any reason. Some lenders are less stringe...

Hi...can anyone help with the solution and answer to this finance question?

They wouldn't be turning any profit? well $120,000 but they are still $1million in debt.

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What nationally known companies will help finance a home loan w less than perfect credit ?

As you are removing debts so good do it. Repair yyour credit first and you will get the loan from most reputed companies. To know more you can visit ...

My dad bought a car on finance for my now ex hubby he has reg doc and logbk?

get ur dad to comtact the finance provider and ask for their advice, also to get it on record what the x has said. Also request for the uplift of the car stating you are paying for it but its regis...

How will my credit be affected if a return a current financed car to the bank?

I'd try to return the car to the dealer and see with credit services if it hurts my credit

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Should i quit my job or stay?

i told you earlier this week to move to chicago -- i figure you were all ready there!!!

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I recently had my home repairs done. Can I have Pagibig finance this?

. You're in the Philipines? I don't see why not. Here's info from their web site: ">..The Pag-IBIG housing loan may be used to finance any one or a combination of the fo...

Credit Repair?

I agree with Diane, DON'T DO IT. That $300-500 can go more towards the down payment or paying down collections. The best person to repair your credit is YOU. There are companies out there, but...

Is it true I can麓t pay with cash?

I would not deal with a company that refused to accept cash for a car by saying you had to finance. It sounds like they are just trying to get more interest on top of the price for the car. I wou...

I am on a CRUSADE to help others with their finances - what other things can I add to my web site to help?

the power of compounding & starting a savings plan early in life...how the differences in credit scores (good & bad) influence interest rates, and how interest rates effect the amount of mo...

Does Anyone know of a good book to help with finances?

Young Fabulous and Broke by Suze Ohrman.

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