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I know I have asked the same question previously but does anybody know a good finance place that will help?

I am in the states but my recommendation would be to seek help from established financial planners. They can generally tell you the best ways to get out of debt. Good luck!

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Are there any FREE eBooks or guides about personal finance management?

TRY THIS! This is the MOST comprehensive list I have found on the web. ...

Is bankruptcy the way to go???

First of all you need to check your credit report ASAP. Go to ...

Credit Rating?

I only had a current account and hp on a TV I had no problems gettin HP on my car with Black Horse Finance at a better rate than a loan. my mate also got finance and she defaulted on a credit card!...

Taking out loan advice?

Its called a Cosolidated Loan. Under their terms, you Don't recieve all the money for yourself, because they pay off your outstanding bills etc. and give you the balance. Their APR is high, so...

What are good ways to educate a high school junior in personal finance?

Take him to the bank and have the banker explain how a checking account works. Depending on how trustworthy and dependable he is, he could get a debit card. Otherwise, start him with an ATM card ...

How to obtain a unsecured loan in SIngapore?

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Should i quit my job or not?

Only you can make the decision. If driving a limo in Chicago will enable you to pay your bills in one year, versus 3 years in your current job, it seems that's what you should do. Be sure, how...

According to the Foreclosure & Home sales today how much the credit & finance will effect the new home buyers?

RustyAngel, what I always suggest to people asking here, we have no way of knowing your total financial picture and it would be in your best interest to talk to the professionals. Please discuss t...

Help with Housing benefits?

Housing benefit departments are notoriously difficult to deal with and you have to be persistent. I suspect that the proof they're asking for about the apparent 'disposal' of your s...

I'm looking for a good source for help with personal finance. Can you recommend a good website?

Canada budgets the same as we do. I suggest you go to the Yahoo search engine and search out "Dave Ramsey". He's a guru for getting your finances in order. He also has a radio pro...

How do I obtain financial freedom?

Pay off the highest rate loans first. Pay a little to all loans. Don't start new loans (especially to fast cash companies, they're a rip). Eventually you will get out of the hole. When yo...

Need a loan - have bad credit?

I appreciate it's difficult for you to understand, however if your Credit Rating is bad, every Loan you will get will cost you MORE than the last one ... Welcome Finance is a 'bottom f...

How do you know when someone places a court ordered levy against you?

States require when a judgement is going to be levied against a customer they recieve notice of the hearing. PERIOD. NO matter how surprised they act. Law in EVERY state.

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19 year old first time home buyer?

contact for sale by owners and offer a L2P you would not need credit or a down payment if you do a wrap

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I am 57, can put max 20500/year in ROTH TSA at work in Fidelity and TIAA CREF. Please advise fund choices. Thx

Fidelity's Magellan fund. It just opened up to new investors and it is one of the highest performing funds in history with roughly a 18% annual rate of return on average (though expect some b...

Mortgage w/bad credit?

I dont know if you qualify or not but check out www.ameridream.org. They offer down payment assistance to low and moderate income families. Even if they cannot help you with the down payment offer,...

I am looking for a service that will help me manage my month to month finances .credit counciling as well?

i don't know about a service but the microsoft money program is great at helping you manage month to month or week to week

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What is the best technique for managing you money?

OK this is how I manage my family budget: List your bills: The amount due for these bills: (most important first) Rent/Mortgage $700 Car payment ...

Help-I once had great credit & now have bad credit due to loss in finances-i need to refi or a loan immediatel

Two things. First, the first poster is dead wrong about wage garnishment, credit card companies can do this if they take you to court and get a judgment first. Second, the only offers you wil...

Should I file bankruptcy in my situation?

Rental property? Sell the house and get something affordable. The new bankruptcy laws may not wipe out all you hope. You'll have difficulty getting credit for a while, and you'll ea...

Serious, factual, answers regarding re-fi and home equity...?

There are a number of factors that will affect the answer. These factors include the outstanding balance on your existing loan, the loan-to-value ratio (i.e. how much you have borrowed vs. how muc...

Can I get a Loan for a 14,000 Boat?

You should be able to get a loan. However, it will be at a very high interest rate and you probably will need more than the 10% down payment. One factor is your credit score, and anything under...

How can I rebuild my credit to buy a house?

First obtain a copy of your credit reports from each of the three major bureaus: Equifax, Experian; and Transunion. You can get a free copy of your credit report once annually at www.annualcreditre...

Where can I get a loan from when I have a poor credit rating?

Why would you want a loan to cover off a debt. For a 拢1000 debt you are actually borrowing nearly double that. Besides if you have crap credit score anyone will does give you credit puts high in...

How do I find info re: a Hurley State Bank that is suppose to have taken bankrupcy.?

(605) 335-4015 811 E. 10th St. Sioux Falls South Dakota U.S.A. Every search I didn brought this name and location up for that bank. They also have a law suit pending against them Exampl...

Who is responcible for the bills of a family member who is incapacitated?

If the mortgage and other bills are in his name only then she probably won't have to worry about them. However, you said he had a mortgage.. would that be on the house that they are living in...

I have a 701 FICO credit score and cant get a decent sized loan. Who will finance me?

Well, I am sorry to be the one to tell you this but nobody HAS to give you a loan. As for denying your loan there could be several reasons. A 701 score is not bad but its not as good as what you ar...

Does my child's mother have the right to allow her mother to file my child as a dependent on her taxes?

Unfortunately, unless your child support guidelines firmly state who is allowed to claim the child as a dependent on taxes, as the primary care giver she is allowed to claim it. I think where this ...

Is it possible to buy a house with no closing costs.?

You got really luck here. Everyone's answers are right on the money here. I'm going to break this down as simple as possible for you so you can understand how banks make money. Banks...

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