Having assisted a few people deal with Debt recovery agencies my experience is they tend to act first think later. Their priority is to get a debt paid not to check the accuracy of the debt, the tr...

One suggestion would be to call your creditors and try to get your interest rates lowered. If you have a good payment history with them, they should be willing to help you out. Explain the situatio...

The first thing to do is cut the expenses, Disconnect cell phones and cable tv. This is only temporary so don't panic. Sit down together and make a budget. Look back over your bills and see ...

You should not have a problem getting financed, but may want to shop local credit unions to see if you can get a lower interest rate. and actually...despite what the knuckle head up there says, pa...

wait until and if you are married. Nothing is ever certain in this life, especially relationships. He would be the only one benefiting from this deal.

if u have no equity in the house and the cars are not paid for what are you going to use as security to back up the loan -- your word ---think you might want to rethink what you want to do!!!

I did this before and it was a big headache. It's just like renting - tenants can be unreliable. And yes, it still shows up on your credit, including late payments.

It is a violation of Federal Law for debt collection agency to discuss any aspect of a debt they are trying to collect with anyone other than the debtor or their spouse (and in many states they can...

Don't sign anything else for anybody! Don't get into money deals with family! Your boyfriend is not going to pay for this ATV! He maybe paying for it now but get ready you are about to be...

I am currently enrolled with Credit Guard of America. I disagree entirely with the previous answer. I did not agree to pay the outrageous fees and rate hikes that the creditors ended up charging ...

I did hold onto my Residence and Rented it out through my Military Moves -- and it did provide me with the Benefit of having a house just about ready to be paid off totally when I Retired from the ...

Wait till a day or two AFTER you close on the house. It will take a month for the house purchase to show on your credit reports. The dealership won't know about it so it won't hurt your c...

You are actually asking the most important question of our time; consumer debt in the US now stands at a whopping $2.5 trillion. Here's the optimal solution. (1) Create a monthly budget, s...

If I understand correctly, you have overextended your self on credit cards and are trying to pay off the debt yourself. DON'T go into debt to pay of debt, that is even worse... and that compa...

Did the Earth just shake? Something awful happened, cause we finally got a wise answer from icsowesmemoney! Fact. You owe $20,000. Fact. You make $800/month Fact. If you were somehow abl...