How can young teens, invest in an EASY way so that one may produce money monthly???

The first step that you have already taken is the desire to save and invest-a good start that escapes most teens and adults till it's too late to start. The key is to save regularly, be disciplined about it (but treay yourself occas to cool stuff to keep it fun), and overall save more than you spend over time.

Simple places to put your money are direct savings accounts like ING Orange, HSBC, Emigrant, etc. They pay around 5% interest compared to regular "bricks and mortar" banks that pay less than 1% APR (annual percentage rate).

Mutual funds with regular monthly investing (dollar cost averaging effect) is another good way. Invest same amount every month. When share price is low you get more shares, when price goes up there worth more.

Good websites: fool.com of Motley Fool fame and for more detailed go to teenanalyst.com. Also, youngmoney.com and kiplinger.com.

It explains that you will have to have an agreement with your parent or a UGMA (see the websites).

But it goes back to the basics of saving regularly (income earned from a job-dog walking, babysitting, shoveling snow, housemoving, temp work, painting, etc).

Once invested the $$ goes to work over time. Remember, "MONEY AT WORK IS BETTER THAN MAN AT WORK".

I commend you on your interest and good luck!!

How much money do you have?
Why do you want a monthly income from it at your age? The normal approach would be to let it grow without taking income so that it is worth much more when you are older but your question doesn't give much info about your circumstances.

Simply put you should try not to use money for income until you retire and that way it wil do something called 'compound' which means that it makes more and more money for you over time. Read up about the advantages of compounding before you decide on an investment.

Research tax lien certificates...You might not get the monthly income (sometimes), but the payout is huge and you can get started for very little down.

Hope this helps...

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