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Which way we should Invest in mutual fund Systematic Transfer Plan (STP) or Systematic Investment Plan SIP?


In Indian Mutual fund, wehich we should invest ? SIP or STP for following scripts
1) SBI MAGNUM MSFU CONTRA
2) RELIANCE GROWTH
3) JM BASIC FUND
4) DSPML TIGER FUND
5) HDFC TOP 200 FUND
6) FRANKLIN INDIA PRIMA PLUS
7) STANDARD CHARTERED PREMIERE EQUITY
8) ICICI INFRASTRUCTURE FUND
9) JP MORGAN INDIA EQUITY
10) KOTAK OPPORTUNITIES

This is initial recommendation, subject to required modifications as per the changing financial scenerio. Besides this does not include overseas fund which can be included in consultation with you. Some of them can be named as below:

1) TEMPELTON INDIA EQUITY INCOME FUND
2) BIRLA SUNLIFE INTL EQUITY FUND
3) PRINCIPAL GLOBAL OPPORTUNITIES FUND

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