As a married woman can I use the equity in my house, which is titled in my name, to buy investment property?

I want to know if I can use the money in my home, bought when I was single, to make an investment without involving my husband?

Most states if it is your sole and individual property, it is yours to sell, mortgage or what have you. Equity loan can be used for anything you choose. Check with the lender, but it should be fine.

If the home is solely in your name, if there is equity in it, if you have income to pay a mortgage on your own, if your credit is good, then, yes. You can get an equity loan (might be better to re-fi whole value of house and payoff your old mortgage and get a new one with interest rates so low) and you can use the equity for whatever you wish. Investing in property right now is good.

Depends on your real estate laws where you live. Where I live, even if the house is in your name, your husband has rights to the property if it is used as the marital home. Check with a lawyer about what kind of rights your husband would have regarding the property before you try to take out the equity.

I think that the equity is legally yours. But if you make money off of an investment, the money made is both you and your husbands. But not the original investment.

Yes you can. If you live in a dower state, you would need him to sign over any dower rights to the property you have now...if you didn't already have a pre-nuptial.

It actually would be better to get a "line of credit" rather than a 2nd mortgage. The line of credit is better because you can use only what you need and pay on that amount rather than a full blown 2nd. The only reason I wouldn't use the equity in your home would be if that equity didn't cover the purchase amount of the investment property. However, if you don't have money to put down, a line of credit on your current home could provide you with those funds if you plan on financing the investment property.

You really should talk to a mortgage broker and do the deal several different ways. You can then sit down and look at them side-by-side and make the best decision for your situation.

There are ways to do that. You should look at this: www.fflimited.com . It creates as equity in the home in one year that would normally take 5 years. Could help your investment strategy. Good luck!