Is an Equity index annuity a good investment for retirement?

It depends. Usually people buy annuity to buy the peace of mind that they won't run out of money if they live too long.

Equity Index annuity is an annuity where the cash value and death benefit both depends on a specific equity.

Like invest in stock market, you want longer time horizon. Also read all the fine prints in details.

Also, ask the agent to quote the premiums of a term life, whole life and universal life policy for you so you know what you're really paying.

It's a little too risk for retirement...Let me suggest Real State or Bonds inversions

My general impression is no. My impression is that they have a lot of hidden fees that enrich your agent and not you. See this article. (You may have to enter a junk email address to access the article)

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