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The efficent market hypothesis suggests?

If markets are efficient, then it is precisely because of investment analysis and research. However, in a perfectly efficient market, that investment would add no value beyond the value received b...

Looking for a small amount mortgage in WV. less than 40000. help?

You should be able to get a mortgage on the property you are buying. You would be better off doing that anyway rather than trying to get a loan against your own house. Try BB&T. We had some ...

What is the best and least risky short term investments?

Consider the Vanguard Prime Money Market Fund with a current yield of 5.05% and an APY of 5.19%: ...

Want to subdivide my block in victoria have no m one up front can pay when I sell ANY ONE KNOW HOW I CAN DO IT

call a realtor they can put the land up for sale..with the new purchaser to pay costs.. the realtor gets paid..when the deal completes.. this will take time..as the new purchaser will want to pu...

HELP Schedule B?

Schedule B is for interest income. Interest expenses go on Schedule A. Margin account interest paid is deductible but only up to the income earned on the investment. For buy and hold investmen...

Why won't a seller take a lower offer than $XXX... even if the market is soft and that would mean not selling?

a lot of times a homeowner takes out a home equity line on the property. the equity line is usually larger than the appraised value of the house. THE BEST WAY TO FIND OUT how much they OWE on t...

I took back 2nd lien, int. free mortgage note on a prop. I sold to frmer partners. They no pay, wht do I do?

Yes you can sell the note. I am in the real estate business and get solicitations mailed to me all the time. I have NEVER used this company, but it might be a good place for you to start looking ...

Is owning a home right for me? or should I continue renting?

For your lifestyle, you should continue to rent. A house is a good investment, especially for people that have trouble saving money. But, you apparently don't have that issue. You should...

Enforcing the due on sale clause?

Hmmm, I think what you are proposing is that you get title but the loan stays in the seller's name. In practice, here in Missouri at least, it's rare for the lender to try to enforce thi...

I am in sales but i am not enjoying it i cant make career in it i cant do it shall i leave the job.?

No one should stay in a job which they dislike and more importantly cannot do adequately. I worked much of my life with salespersons, and know that success in selling is very difficult in the best...

How can I get a refinance with lower interest rate?

Alright first off you don't have income, so you will have to go stated, raises the rate. Second, these are investment properties, so the rate will go up again. Third a 6% rate isn't possi...

Please help! Does anyone know any thing about the following questins? Regarding International Finance markets?

The Black-Scholes option pricing model would be a good place to start.

...
Real Estate in Austin Texas - Pricy Condo or 2 cheap houses?

Before you purchase the condo, you should make sure you'd be able to sell it when you want to. A lot of the major Austin condo projects had provisions written in the contracts to prevent &quo...

What is the tax basis under the Crane Doctrine?

Your understanding of Crane is correct. For purposes of calculating the gain on sale, the basis would be $100k. What Crane really said was that the net proceeds would have to include any assumed ...

Some help required to understand mutual funds. Please see details below bfore answering?

I think the distribution tax is paid by the mutual fund when they declare the dividend so you dont have to pay that. i guess when u take out your money you will get 100x62.03 less 1.75% for the ...

There is a vacant house in a neighborhood that has been vacant for about 2 months. I want to buy it?

The owner or agent is a matter of public record through the property tax rolls. With the address, you can find the APN (Assessor's Parcel Number). With the APN, you can get the information o...

A refinance with no seasoning on title....?

Yes, there are lenders who will do no-seasoning refi's. Bank of America is one of them. There are several more in my region (and I assume yours as well). There are very few sub-prime lender...

Im a young cemi wealthy man that is looking to become a land lord renting and selling houses NOT a realestate?

It is definitely realistic to do this. Making money off of it in the short run is not too realistic, though. Most people who own properties keep them for many years, then you can make some good m...

Need help with Real Estate HELOC, 1031 and Loan?

If the property passes inspection and it is appraised for what you say it is and it is in livable conditions than you should be able to get a loan for 80%. If you need funding for your house yo...

Withdraw or borrow from retirement?

You're 100% right...every situation is different. It might be an appropriate thing for you to do. First I would want to know is safe is your job. The answer needs to be 100%. If you wer...

BUYING stock does this make you a businessman or woman?? (read below)?

You'd be an investor. Owning stock does not put you on the board of directors. You only have the opportunity of voting yes or no on major issues facing the company. When people think of bei...

Why do you think Jim Cramer has touted "nstk" 16x's to date more than any other Co. since Mad Money conception

Cramer is pure entertainment and he goes back and forth on stocks. He has touted RIMM and AAPL a lot as well both high flying internet stocks but he has been on the wrong side of them several time...

I am a graduating electrical engineering student, how can a prepare myself for a job in the finance industry?

Well I am a civil engineer that never practiced civil engineering except for 4 years in the beginning of my career. I went into computer programming, much more enjoyable, with only one college cla...

How can I select good stocks?

so, how to know which stock to invest in? when you should buy them? and, how you can make money from? fundamentally, you can use various key financial ratios to start screening which stock wor...

What does this mean??? Please smart people help....?

You should contact the company and/or a mortgage company and ask more questions about it if you don't understand something...the more you know the better it is for you...this will help you dec...

Where can I find a private hard money lender or investor?

The question for hard money is not "how much equity" it's "what is your equity as a percentage of the value?" Hard money will never go above 75% of the value of the prop...

Explain this quote about Goldman Sachs from the WSJ please?

Since the loans are valued below par, there are two ways to raise it. Either agree to take on extra debt which causes the immediate loss. Or they can increase the interest rate and put in their o...

Do lbo's improve or harm a company's long term performance? Any good studies out there of this?

The efficiency claim is often based upon a claim that the high debt load imposing a disciplined approach to efficiency. A quick search through google scholar shows that there is evidence that some ...

I found out my significant other racked up his c.c debt to 100,000 dollars. I was stupid enough to refinance.

Visit www.suzeorman.com and write her a letter. I'm sure she'll be able to help you.

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Who is the best online broker for me....?

I agree with them all. You can't beat Scottrade. Plus there is no opening, closing or custodial fees for IRA accounts with Scottrade. I moved my Roth from Amerprise a year ago because I h...

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