I'm thinking of starting a ROTH IRA with fidelity investments because i read that they have low charge rate...

...now because they have low rates does this mean the rate of my returns will be lower than say if i start a ROTH IRA with an investment company that charges a high rate for there fees?

also what requirements do i need to know before i go there and inquire about a roth ira?

Not necessarily. On average, funds with lower expenses do perform as well, before expenses, as funds with higher expenses perform, before expenses, which suggests that the funds with lower expenses will perform better after expenses.

The main requirements for a Roth IRA are:
1. You must have earned income.
2. The total of all your traditional IRA and Roth IRA contributions cannot exceed a certain amount (approximately $4500, but it varies from year to year and by age), which means that if you have already contributed that much to a traditional IRA for this year, then you cannot contribute to a Roth until next year.
3. Your income cannot exceed a certain amount (I do not know the exact figure, but it is well over $100,000).

If you think investing is about fees you are about to learn a very expensive lesson.

Investing is not a do it yourself project.

You should at least talk with an investment professional before you open your account.

Your retirement is about to be affected by your decisions.

Please contact me at the web address below. I will help you.

See www.ira.com for the basics on IRAs. Fidelity is one of many mutual fund firms that offer IRAs. Banks and brokerages also offer them. The best choice depends on what investments you want.